{"version":"company-facts.v1","source":"https://secwatch.observer","generated_at":"2026-06-03T18:54:36.291293+00:00","company":{"ticker":"FISI","cik":862831,"company_name":"FINANCIAL INSTITUTIONS INC"},"pagination":{"limit":100,"returned":6,"next_cursor":null},"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer","facts":[{"fact_type":"earnings_release","fact_key":"8af92bb91b2ce559860718f87588265f0f1dc1cb","cik":862831,"ticker":"FISI","company_name":"FINANCIAL INSTITUTIONS INC","filed_at":"2026-04-23T23:59:59+00:00","payload":{"eps_text":"$1.04 per diluted share","guidance_signal":"reaffirmed","item_codes_triggered":["2.02"],"net_income_text":"$21.0 million","period_text":"the first quarter ended March 31, 2026","report_date":"2026-04-23","result_type":"reported_results","revenue_text":null},"claim":"FINANCIAL INSTITUTIONS INC reported the first quarter ended March 31, 2026 results: net income $21.0 million, EPS $1.04 per diluted share. Guidance reaffirmed.","evidence_excerpt":"The Company reported net income of $21.0 million in the first quarter of 2026, compared to net income of $20.0 million in the fourth quarter of 2025 and $16.9 million in the first quarter of 2025. After preferred stock dividends, net income available to common shareholders was $20.6 million, or $1.04 per diluted share, in the first quarter of 2026, compared to net income of $19.6 million, or $0.96 per diluted share, in the fourth quarter of 2025, and $16.5 million, or $0.81 per diluted share, in the first quarter of 2025.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001193125-26-173676","anchor_url":"https://secwatch.observer/filing/0001193125-26-173676#claim-8af92bb91b2ce559860718f87588265f0f1dc1cb","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/862831/000119312526173676/0001193125-26-173676-index.htm"},{"fact_type":"debt_financing","fact_key":"382f00f85dd2c05c7d923e8b90708fc2e4c7976e","cik":862831,"ticker":"FISI","company_name":"FINANCIAL INSTITUTIONS INC","filed_at":"2025-12-11T23:59:59+00:00","payload":{"counterparty":null,"effective_date":"2025-12-11","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"6.50%","item_codes_triggered":["2.03"],"maturity_text":"December 15, 2035","principal_text":"$80.0 million in aggregate principal amount"},"claim":"FINANCIAL INSTITUTIONS INC incurred senior notes of $80.0 million in aggregate principal amount at 6.50% maturing December 15, 2035.","evidence_excerpt":"pursuant to which the Company issued $80.0 million in aggregate principal amount of its 6.50% Fixed-to-Floating Rate Subordinated Notes due 2035","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001193125-25-316059","anchor_url":"https://secwatch.observer/filing/0001193125-25-316059#claim-382f00f85dd2c05c7d923e8b90708fc2e4c7976e","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/862831/000119312525316059/0001193125-25-316059-index.htm"},{"fact_type":"executive_change","fact_key":"2f12975d60","cik":862831,"ticker":"FISI","company_name":"FINANCIAL INSTITUTIONS INC","filed_at":"2025-03-06T23:59:59+00:00","payload":{"action":"retired","action_category":"departure","departure_tone":"retirement","effective_date":null,"interim":false,"role":"Director","role_category":"director","successor_name":null,"successor_named":false},"claim":"Samuel M. Gullo retired as Director at FINANCIAL INSTITUTIONS INC.","evidence_excerpt":"On March 4, 2025, Samuel M. Gullo, a member of the Board of Directors (the “Board”) of Financial Institutions, Inc. (the “Company”) and the Board of Directors of the Company’s wholly-owned subsidiary, Five Star Bank, informed the Board of his decision not to stand for re-election at the 2025 Annual Meeting of Shareholders.","confidence":1.0,"filing_url":"https://secwatch.observer/filing/0000950170-25-034613","anchor_url":"https://secwatch.observer/filing/0000950170-25-034613#claim-2f12975d60","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/862831/000095017025034613/0000950170-25-034613-index.htm"},{"fact_type":"executive_change","fact_key":"6efe6e3f94","cik":862831,"ticker":"FISI","company_name":"FINANCIAL INSTITUTIONS INC","filed_at":"2025-01-27T23:59:59+00:00","payload":{"action":"appointed","action_category":"appointment","departure_tone":"not_applicable","effective_date":"2025-01-22","interim":false,"role":"Director","role_category":"director","successor_name":null,"successor_named":false},"claim":"Angela J. Panzarella was appointed as Director at FINANCIAL INSTITUTIONS INC.","evidence_excerpt":"On January 22, 2025, Financial Institutions, Inc. (the “Company”) increased the size of its Board of Directors from eleven to twelve members and appointed Ms. Angela J. Panzarella to fill the newly-created vacancy on the Board of Directors.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0000950170-25-009190","anchor_url":"https://secwatch.observer/filing/0000950170-25-009190#claim-6efe6e3f94","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/862831/000095017025009190/0000950170-25-009190-index.htm"},{"fact_type":"executive_change","fact_key":"90b2768e9f","cik":862831,"ticker":"FISI","company_name":"FINANCIAL INSTITUTIONS INC","filed_at":"2024-06-25T23:59:59+00:00","payload":{"action":"resigned","action_category":"departure","departure_tone":"routine","effective_date":"2024-06-19","interim":false,"role":"Director","role_category":"director","successor_name":null,"successor_named":false},"claim":"Mauricio F. Riveros resigned as Director at FINANCIAL INSTITUTIONS INC.","evidence_excerpt":"On June 19, 2024, Mauricio F. Riveros tendered his resignation from the Board of Directors (the “Board”) of Financial Institutions, Inc. (the “Company”) and as a member of the Board of Five Star Bank effective immediately.","confidence":1.0,"filing_url":"https://secwatch.observer/filing/0000950170-24-077274","anchor_url":"https://secwatch.observer/filing/0000950170-24-077274#claim-90b2768e9f","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/862831/000095017024077274/0000950170-24-077274-index.htm"},{"fact_type":"earnings_release","fact_key":"3a05cd9236deebcc66619efeed5076d18e7ea98a","cik":862831,"ticker":"FISI","company_name":"FINANCIAL INSTITUTIONS INC","filed_at":"2024-04-25T23:59:59+00:00","payload":{"eps_text":"$0.11 per diluted share","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"Net income was $2.1 million","period_text":"first quarter ended March 31, 2024","report_date":"2024-04-25","result_type":"reported_results","revenue_text":null},"claim":"FINANCIAL INSTITUTIONS INC reported first quarter ended March 31, 2024 results: net income Net income was $2.1 million, EPS $0.11 per diluted share.","evidence_excerpt":"On April 25, 2024, Financial Institutions, Inc. (the “Company”) issued a press release to report financial results for the first quarter ended March 31, 2024.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0000950170-24-048290","anchor_url":"https://secwatch.observer/filing/0000950170-24-048290#claim-3a05cd9236deebcc66619efeed5076d18e7ea98a","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/862831/000095017024048290/0000950170-24-048290-index.htm"}]}