{"version":"company-facts.v1","source":"https://secwatch.observer","generated_at":"2026-06-03T13:38:25.589609+00:00","company":{"ticker":"LDI","cik":1831631,"company_name":"loanDepot, Inc."},"pagination":{"limit":100,"returned":16,"next_cursor":null},"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer","facts":[{"fact_type":"earnings_release","fact_key":"70e020eaa834b7c7b2846cf1e11f98060b8e37c9","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2026-05-05T23:59:59+00:00","payload":{"eps_text":"$(0.16) per diluted share","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"($55 million)","period_text":"first quarter ended March 31, 2026","report_date":"2026-05-05","result_type":"reported_results","revenue_text":"$286 million"},"claim":"loanDepot, Inc. reported first quarter ended March 31, 2026 results: revenue $286 million, net income ($55 million), EPS $(0.16) per diluted share.","evidence_excerpt":"Quarter 2026 Highlights: • Loan origination volume decreased 5% to $7.66 billion from the prior quarter, while market share increased to 1.39% 1 . • Revenue decreased 8% to $286 million and adjusted revenue decreased 5% to $299 million compared to the prior quarter, primarily impacted by volatile interest rates and margin pressure. • Pull-through weighted gain","confidence":1.0,"filing_url":"https://secwatch.observer/filing/0001831631-26-000057","anchor_url":"https://secwatch.observer/filing/0001831631-26-000057#claim-70e020eaa834b7c7b2846cf1e11f98060b8e37c9","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163126000057/0001831631-26-000057-index.htm"},{"fact_type":"debt_financing","fact_key":"70cdd68ff54c34b12b614973d12a20da8f844088","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2026-04-30T23:59:59+00:00","payload":{"counterparty":"Mello Warehouse Securitization Trust 2026-1","effective_date":"2026-04-27","event":"incurrence","instrument_type":"guarantee","interest_rate_text":null,"item_codes_triggered":["2.03"],"maturity_text":null,"principal_text":null},"claim":"loanDepot, Inc. incurred guarantee with Mello Warehouse Securitization Trust 2026-1.","evidence_excerpt":"loanDepot’s obligations under the Master Repurchase Agreement are guaranteed by LD Holdings Group, LLC","confidence":0.7,"filing_url":"https://secwatch.observer/filing/0001831631-26-000052","anchor_url":"https://secwatch.observer/filing/0001831631-26-000052#claim-70cdd68ff54c34b12b614973d12a20da8f844088","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163126000052/0001831631-26-000052-index.htm"},{"fact_type":"debt_financing","fact_key":"58f187e3cf1bf445ea9f9ae98ac3b3317ac6e0e9","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2026-04-30T23:59:59+00:00","payload":{"counterparty":"U.S. Bank Trust Company, National Association","effective_date":"2026-04-27","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"30-day Term SOFR plus a margin","item_codes_triggered":["2.03"],"maturity_text":"the earlier of (i) April 24, 2029, (ii) upon loanDepot exercising its right to optional prepayment in full or (iii) upon an event of default which results in th","principal_text":"$500 million"},"claim":"loanDepot, Inc. incurred senior notes of $500 million with U.S. Bank Trust Company, National Association at 30-day Term SOFR plus a margin maturing the earlier of (i) April 24, 2029, (ii) upon loanDepot exercising its right to optional prepayment in full or (iii) upon an event of default which results in th.","evidence_excerpt":"(the “Company”) entered into an Indenture with U.S. Bank Trust Company, National Association, as indenture trustee and note calculation agent, and U.S.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001831631-26-000052","anchor_url":"https://secwatch.observer/filing/0001831631-26-000052#claim-58f187e3cf1bf445ea9f9ae98ac3b3317ac6e0e9","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163126000052/0001831631-26-000052-index.htm"},{"fact_type":"material_agreement","fact_key":"1a3efd111e4dc7cc0a14939e791ee7dd1c22d765","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2026-04-30T23:59:59+00:00","payload":{"action":"termination","agreement_name":"2024-1 Securitization Facility","agreement_type":"credit_facility","counterparty":"Mello Warehouse Securitization Trust 2024-1","effective_date":"2026-04-27","item_codes_triggered":["1.01","1.02"],"value_text":"$300 million of notes terminated; no borrowings outstanding; no termination penalties incurred"},"claim":"loanDepot, Inc. terminated 2024-1 Securitization Facility with Mello Warehouse Securitization Trust 2024-1 valued at $300 million of notes terminated; no borrowings outstanding; no termination penalties incurred (effective 2026-04-27).","evidence_excerpt":"On April 27, 2026, in connection with the anticipated consummation of the Mello Warehouse Securitization Trust 2026-1 transaction, loanDepot exercised its right to prepay in full its 2024-1 Securitization Facility (as defined below) and terminated (a) its Master Repurchase Agreement, dated as of September 27, 2024 (the “2024-1 MRA”), between Mello Warehouse Securitization Trust 2024-1 (“MWST 2024-1”), as buyer, and loanDepot, as seller; (b) its Indenture, dated as of September 27, 2024 (the “2024-1 Indenture”), between MWST 2024-1, as issuer, loanDepot, as servicer, and U.S. Bank Trust Company, National Association, as indenture trustee and note calculation agent, and U.S. Bank National Association, as standby servicer and initial securities intermediary; and (c) certain ancillary agreements (together with the 2024-1 Indenture and the 2024-1 MRA, the “2024-1 Securitization Facility”).","confidence":0.99,"filing_url":"https://secwatch.observer/filing/0001831631-26-000052","anchor_url":"https://secwatch.observer/filing/0001831631-26-000052#claim-1a3efd111e4dc7cc0a14939e791ee7dd1c22d765","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163126000052/0001831631-26-000052-index.htm"},{"fact_type":"material_agreement","fact_key":"19130c82f84c7a84f4d501439cece434961653df","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2026-04-30T23:59:59+00:00","payload":{"action":"entry","agreement_name":"Guaranty","agreement_type":"credit_facility","counterparty":"Mello Warehouse Securitization Trust 2026-1","effective_date":"2026-04-27","item_codes_triggered":["1.01","1.02"],"value_text":"guarantee of loanDepot’s obligations under the Master Repurchase Agreement"},"claim":"loanDepot, Inc. entered into Guaranty with Mello Warehouse Securitization Trust 2026-1 valued at guarantee of loanDepot’s obligations under the Master Repurchase Agreement (effective 2026-04-27).","evidence_excerpt":"loanDepot’s obligations under the Master Repurchase Agreement are guaranteed by LD Holdings Group, LLC, a subsidiary of the Company, under a separate guaranty in favor of the Trust, dated as of April 27, 2026 (the “Guaranty”).","confidence":0.98,"filing_url":"https://secwatch.observer/filing/0001831631-26-000052","anchor_url":"https://secwatch.observer/filing/0001831631-26-000052#claim-19130c82f84c7a84f4d501439cece434961653df","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163126000052/0001831631-26-000052-index.htm"},{"fact_type":"material_agreement","fact_key":"2acb6c196a22d26ec9131f161f6dc304df5482c3","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2026-04-30T23:59:59+00:00","payload":{"action":"entry","agreement_name":"Master Repurchase Agreement","agreement_type":"credit_facility","counterparty":"Mello Warehouse Securitization Trust 2026-1","effective_date":"2026-04-27","item_codes_triggered":["1.01","1.02"],"value_text":"backed by a revolving warehouse line of credit, secured by newly originated, first-lien, fixed rate"},"claim":"loanDepot, Inc. entered into Master Repurchase Agreement with Mello Warehouse Securitization Trust 2026-1 valued at backed by a revolving warehouse line of credit, secured by newly originated, first-lien, fixed rate (effective 2026-04-27).","evidence_excerpt":"loanDepot’s obligations under the Master Repurchase Agreement are guaranteed by LD Holdings Group, LLC, a subsidiary of the Company, under a separate guaranty in favor of the Trust, dated as of April 27, 2026 (the “Guaranty”).","confidence":0.98,"filing_url":"https://secwatch.observer/filing/0001831631-26-000052","anchor_url":"https://secwatch.observer/filing/0001831631-26-000052#claim-2acb6c196a22d26ec9131f161f6dc304df5482c3","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163126000052/0001831631-26-000052-index.htm"},{"fact_type":"material_agreement","fact_key":"218289fac317dfd57a380428cd56b29a641fe9e9","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2026-04-30T23:59:59+00:00","payload":{"action":"entry","agreement_name":"Indenture","agreement_type":"credit_facility","counterparty":"Mello Warehouse Securitization Trust 2026-1","effective_date":"2026-04-27","item_codes_triggered":["1.01","1.02"],"value_text":"$500 million of notes"},"claim":"loanDepot, Inc. entered into Indenture with Mello Warehouse Securitization Trust 2026-1 valued at $500 million of notes (effective 2026-04-27).","evidence_excerpt":"On April 27, 2026, Mello Warehouse Securitization Trust 2026-1 (the “Trust”) and loanDepot.com, LLC (“loanDepot”), both indirect subsidiaries of loanDepot, Inc. (the “Company”) entered into an Indenture with U.S. Bank Trust Company, National Association, as indenture trustee and note calculation agent, and U.S. Bank National Association, as standby servicer and initial securities intermediary (the “Indenture”).","confidence":0.99,"filing_url":"https://secwatch.observer/filing/0001831631-26-000052","anchor_url":"https://secwatch.observer/filing/0001831631-26-000052#claim-218289fac317dfd57a380428cd56b29a641fe9e9","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163126000052/0001831631-26-000052-index.htm"},{"fact_type":"material_agreement","fact_key":"2e0c249593e78cc234caaa22e9d9720adff650c3","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2025-12-29T23:59:59+00:00","payload":{"action":"amendment","agreement_name":"Amendment No. 1 to the Base Indenture","agreement_type":"notes_offering","counterparty":"Citibank, N.A. and Nomura Corporate Funding Americas, 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Inc.","filed_at":"2025-12-29T23:59:59+00:00","payload":{"action":"entry","agreement_name":"Series 2025-FT1 Indenture Supplement","agreement_type":"notes_offering","counterparty":"Citibank, N.A. and Nomura Corporate Funding Americas, LLC","effective_date":"2025-12-19","item_codes_triggered":["1.01"],"value_text":"$200 million"},"claim":"loanDepot, Inc. entered into Series 2025-FT1 Indenture Supplement with Citibank, N.A. and Nomura Corporate Funding Americas, LLC valued at $200 million (effective 2025-12-19).","evidence_excerpt":"On December 19, 2025, loanDepot.com, LLC (the “Company”), an indirect subsidiary of loanDepot, Inc., and the Company’s wholly-owned subsidiary loanDepot FAMSR Master Trust (the “Issuer”) entered into the Series 2025-FT1 Indenture Supplement (the “Series 2025-FT1 Indenture Supplement”), by and among the Issuer, Citibank, N.A., as indenture trustee, calculation agent, paying agent and securities intermediary (in all such capacities, the “Indenture Trustee”), the Company, as servicer (the “Servicer”) and administrator (the “Administrator”), Nomura Corporate Funding Americas, LLC, as administrative agent (the “Administrative Agent”), related to the Base Indenture, dated as of November 14, 2025 (the “Base Indenture”), as amended by Amendment No. 1, dated as of December 19, 2025 (“Amendment No. 1 to the Base Indenture”), by and among the Issuer, the Indenture Trustee, the Servicer, the Administrator, and the Administrative Agent.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001831631-25-000264","anchor_url":"https://secwatch.observer/filing/0001831631-25-000264#claim-875e0548cebdf5e426ba78ef042fa06f2be84b71","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000264/0001831631-25-000264-index.htm"},{"fact_type":"debt_financing","fact_key":"17c152babe962ae0783e392e0078ec68505b2fb1","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2025-12-29T23:59:59+00:00","payload":{"counterparty":"Citibank, N.A.","effective_date":"2025-12-19","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"variable rate based on SOFR plus a margin per annum","item_codes_triggered":["2.03"],"maturity_text":"December 19, 2030","principal_text":"$200 million"},"claim":"loanDepot, Inc. incurred senior notes of $200 million with Citibank, N.A. at variable rate based on SOFR plus a margin per annum maturing December 19, 2030.","evidence_excerpt":"Pursuant to the Series 2025-FT1 Indenture Supplement, the Issuer issued Series 2025-FT1 term notes (the “Notes”) in the aggregate principal amount of $200 million.","confidence":0.98,"filing_url":"https://secwatch.observer/filing/0001831631-25-000264","anchor_url":"https://secwatch.observer/filing/0001831631-25-000264#claim-17c152babe962ae0783e392e0078ec68505b2fb1","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000264/0001831631-25-000264-index.htm"},{"fact_type":"debt_financing","fact_key":"c1f03fba31c906b930844d32ea03ddbc27a7b9d8","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2025-11-20T23:59:59+00:00","payload":{"counterparty":"Nomura Corporate Funding Americas, LLC","effective_date":"2025-11-14","event":"incurrence","instrument_type":"other","interest_rate_text":"daily simple SOFR plus a margin per annum","item_codes_triggered":["2.03"],"maturity_text":"May 29, 2026","principal_text":"$300 million"},"claim":"loanDepot, Inc. incurred debt of $300 million with Nomura Corporate Funding Americas, LLC at daily simple SOFR plus a margin per annum maturing May 29, 2026.","evidence_excerpt":"The Series 2025-VF1 Notes have a maximum purchase price of $300 million, which will be reduced to $150 million after the issuance of the initial series of term notes. The 2025-VF1 Notes are priced at a variable rate based on daily simple SOFR plus a margin per annum and are expected to mature on May 29, 2026.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001831631-25-000229","anchor_url":"https://secwatch.observer/filing/0001831631-25-000229#claim-c1f03fba31c906b930844d32ea03ddbc27a7b9d8","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000229/0001831631-25-000229-index.htm"},{"fact_type":"debt_financing","fact_key":"b5716253477f25ac519df431a06dbdb840b0ad95","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2025-07-25T23:59:59+00:00","payload":{"counterparty":"Nomura Corporate Funding Americas, LLC","effective_date":"2025-07-23","event":"incurrence","instrument_type":"term_loan","interest_rate_text":"variable rate based on SOFR plus a margin per annum","item_codes_triggered":["2.03"],"maturity_text":"July 16, 2030","principal_text":"$150 million"},"claim":"loanDepot, Inc. incurred term loan of $150 million with Nomura Corporate Funding Americas, LLC at variable rate based on SOFR plus a margin per annum maturing July 16, 2030.","evidence_excerpt":"LLC, as credit manager. Pursuant to the Series 2025-GT2 Indenture Supplement, the Issuer issued Series 2025-GT2 term notes (the “Notes”) in the aggregate principal amount of $150 million. The Notes are mainly secured by a participation certificate representing a participation interest in the portfolio excess spread and, in certain circumstances, other assets of","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001831631-25-000141","anchor_url":"https://secwatch.observer/filing/0001831631-25-000141#claim-b5716253477f25ac519df431a06dbdb840b0ad95","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000141/0001831631-25-000141-index.htm"},{"fact_type":"debt_financing","fact_key":"a84cf2b45a7404f8c4216c1150d14b82408d3bf4","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2025-06-02T23:59:59+00:00","payload":{"counterparty":"Citibank, N.A. (trustee) and Nomura Corporate Funding Americas, LLC (administrative agent)","effective_date":"2025-05-28","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"SOFR plus a margin per annum","item_codes_triggered":["2.03"],"maturity_text":"May 16, 2030","principal_text":"$200 million"},"claim":"loanDepot, Inc. incurred senior notes of $200 million with Citibank, N.A. (trustee) and Nomura Corporate Funding Americas, LLC (administrative agent) at SOFR plus a margin per annum maturing May 16, 2030.","evidence_excerpt":"Pursuant to the Series 2025-GT1 Indenture Supplement, the Issuer issued Series 2025-GT1 term notes (the “Notes”) in the aggregate principal amount of $200 million.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001831631-25-000088","anchor_url":"https://secwatch.observer/filing/0001831631-25-000088#claim-a84cf2b45a7404f8c4216c1150d14b82408d3bf4","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000088/0001831631-25-000088-index.htm"},{"fact_type":"executive_change","fact_key":"6bd05cedaa","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2025-03-06T23:59:59+00:00","payload":{"action":"appointed","action_category":"appointment","departure_tone":"not_applicable","effective_date":"2025-03-06","interim":false,"role":"Executive Chairman, Mortgage Operations","role_category":"other_named_officer","successor_name":null,"successor_named":false},"claim":"Anthony Hsieh was appointed as Executive Chairman, Mortgage Operations at loanDepot, Inc..","evidence_excerpt":"on March 3, 2025, the Board appointed Mr. Hsieh, who currently serves as Chair of the Board, to an executive officer position of Executive Chairman, Mortgage Operations, of the Company, effective as of March 6, 2025.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001140361-25-007425","anchor_url":"https://secwatch.observer/filing/0001140361-25-007425#claim-6bd05cedaa","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000114036125007425/0001140361-25-007425-index.htm"},{"fact_type":"executive_change","fact_key":"f476a3ed37","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2025-03-06T23:59:59+00:00","payload":{"action":"resigned","action_category":"departure","departure_tone":"routine","effective_date":null,"interim":false,"role":"President and Chief Executive Officer","role_category":"ceo","successor_name":null,"successor_named":false},"claim":"Frank Martell resigned as President and Chief Executive Officer at loanDepot, Inc..","evidence_excerpt":"On March 3, 2025, the Board approved the transition and resignation of Frank Martell, the Company’s President and Chief Executive Officer (“CEO”).","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001140361-25-007425","anchor_url":"https://secwatch.observer/filing/0001140361-25-007425#claim-f476a3ed37","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000114036125007425/0001140361-25-007425-index.htm"},{"fact_type":"earnings_release","fact_key":"c7912953b539226a2d4cec7fa9771e5336b6c01d","cik":1831631,"ticker":"LDI","company_name":"loanDepot, Inc.","filed_at":"2024-05-07T23:59:59+00:00","payload":{"eps_text":"$(0.19) per diluted share","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"Net loss of $72 million","period_text":"first quarter ended March 31, 2024","report_date":"2024-05-07","result_type":"reported_results","revenue_text":"$223 million"},"claim":"loanDepot, Inc. reported first quarter ended March 31, 2024 results: revenue $223 million, net income Net loss of $72 million, EPS $(0.19) per diluted share.","evidence_excerpt":"results Positive revenue and cost momentum partially offset by the impact of January cyber incident. Year-over year highlights: • Revenue increased $15 million or 7% to $223 million primarily driven by higher servicing income and pull through weighted gain on sale margin, partially offset by revenue loss due to the cyber incident. • Expenses decreased $7","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001831631-24-000110","anchor_url":"https://secwatch.observer/filing/0001831631-24-000110#claim-c7912953b539226a2d4cec7fa9771e5336b6c01d","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000110/0001831631-24-000110-index.htm"}]}