{"version":"company-facts.v1","source":"https://secwatch.observer","generated_at":"2026-06-04T02:40:57.450605+00:00","company":{"ticker":"OPHC","cik":1288855,"company_name":"OptimumBank Holdings, Inc."},"pagination":{"limit":100,"returned":8,"next_cursor":null},"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer","facts":[{"fact_type":"executive_change","fact_key":"8079759e79","cik":1288855,"ticker":"OPHC","company_name":"OptimumBank Holdings, Inc.","filed_at":"2026-05-05T23:59:59+00:00","payload":{"action":"appointed","action_category":"appointment","departure_tone":"not_applicable","effective_date":"2026-05-01","interim":false,"role":"President","role_category":"president","successor_name":null,"successor_named":false},"claim":"Braden R. Smith was appointed as President at OptimumBank Holdings, Inc..","evidence_excerpt":"Also effective the same date, the Bank appointed Braden R. Smith as its President.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001493152-26-021238","anchor_url":"https://secwatch.observer/filing/0001493152-26-021238#claim-8079759e79","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1288855/000149315226021238/0001493152-26-021238-index.htm"},{"fact_type":"executive_change","fact_key":"75ce6ef586","cik":1288855,"ticker":"OPHC","company_name":"OptimumBank Holdings, Inc.","filed_at":"2026-05-05T23:59:59+00:00","payload":{"action":"appointed","action_category":"appointment","departure_tone":"not_applicable","effective_date":"2026-05-01","interim":false,"role":"Chief Executive Officer and principal executive officer","role_category":"ceo","successor_name":null,"successor_named":false},"claim":"Moishe Gubin was appointed as Chief Executive Officer and principal executive officer at OptimumBank Holdings, Inc..","evidence_excerpt":"Effective the same date: (i) the Company appointed its Chairman of the Board, Moishe Gubin, as its Chief Executive Officer and principal executive officer; and (ii) the Bank appointed Mr. Gubin as its Chief Executive Officer.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001493152-26-021238","anchor_url":"https://secwatch.observer/filing/0001493152-26-021238#claim-75ce6ef586","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1288855/000149315226021238/0001493152-26-021238-index.htm"},{"fact_type":"executive_change","fact_key":"d7abc28c7b","cik":1288855,"ticker":"OPHC","company_name":"OptimumBank Holdings, Inc.","filed_at":"2026-05-05T23:59:59+00:00","payload":{"action":"retired","action_category":"departure","departure_tone":"retirement","effective_date":"2026-05-01","interim":false,"role":"principal executive officer, President and Chief Executive Officer","role_category":"ceo","successor_name":"Moishe Gubin","successor_named":true},"claim":"Timothy Terry retired as principal executive officer, President and Chief Executive Officer at OptimumBank Holdings, Inc..","evidence_excerpt":"On May 1, 2026, Timothy Terry retired as principal executive officer of OptimumBank Holdings, Inc. (the “Company”) and as President and Chief Executive Officer of its wholly-owned subsidiary, OptimumBank.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001493152-26-021238","anchor_url":"https://secwatch.observer/filing/0001493152-26-021238#claim-d7abc28c7b","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1288855/000149315226021238/0001493152-26-021238-index.htm"},{"fact_type":"earnings_release","fact_key":"1bcc66765627cbdef2a9738e910495bb3ce5399a","cik":1288855,"ticker":"OPHC","company_name":"OptimumBank Holdings, Inc.","filed_at":"2026-04-24T23:59:59+00:00","payload":{"eps_text":"$0.39 per basic share, and $0.20 per diluted share","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"$4.7 million, or $0.39 per basic share, and $0.20 per diluted share","period_text":"the first quarter of 2026","report_date":"2026-04-24","result_type":"reported_results","revenue_text":null},"claim":"OptimumBank Holdings, Inc. reported the first quarter of 2026 results: net income $4.7 million, or $0.39 per basic share, and $0.20 per diluted share, EPS $0.39 per basic share, and $0.20 per diluted share.","evidence_excerpt":"The Company is pleased to announce net income of $4.7 million, or $0.39 per basic share, and $0.20 per diluted share, for the first quarter of 2026.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001493152-26-018855","anchor_url":"https://secwatch.observer/filing/0001493152-26-018855#claim-1bcc66765627cbdef2a9738e910495bb3ce5399a","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1288855/000149315226018855/0001493152-26-018855-index.htm"},{"fact_type":"governance_change","fact_key":"7cbceccbe664a5cd097ee025459906740eddde16","cik":1288855,"ticker":"OPHC","company_name":"OptimumBank Holdings, Inc.","filed_at":"2025-10-01T23:59:59+00:00","payload":{"change_type":"charter_amendment","effective_date":"2025-10-01","item_codes_triggered":["5.03"],"summary_text":"Adopted articles of amendment to the articles of incorporation to amend and restate terms of Series B preferred stock, conforming it to Series C preferred stock and including it in diluted common shares and related financial disclosures."},"claim":"OptimumBank Holdings, Inc.: Adopted articles of amendment to the articles of incorporation to amend and restate terms of Series B preferred stock, conforming it to Series C preferred stock and including it in diluted common shares and related financial disclosures (effective 2025-10-01).","evidence_excerpt":"Effective October 1, 2025, OptimumBank Holdings, Inc. (the “Company”) adopted articles of amendment to its articles of incorporation amending and restating the terms of the Company’s Series B preferred stock.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001493152-25-016528","anchor_url":"https://secwatch.observer/filing/0001493152-25-016528#claim-7cbceccbe664a5cd097ee025459906740eddde16","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1288855/000149315225016528/0001493152-25-016528-index.htm"},{"fact_type":"executive_change","fact_key":"a88f072b2a","cik":1288855,"ticker":"OPHC","company_name":"OptimumBank Holdings, Inc.","filed_at":"2025-05-05T23:59:59+00:00","payload":{"action":"retired","action_category":"departure","departure_tone":"retirement","effective_date":"2025-05-01","interim":true,"role":"interim Chief Financial Officer","role_category":"cfo","successor_name":"Elliot Nunez","successor_named":true},"claim":"Joel Klein retired as interim Chief Financial Officer at OptimumBank Holdings, Inc..","evidence_excerpt":"Also on May 1, 2025, Joel Klein retired as the Company’s interim Chief Financial Officer.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001641172-25-008617","anchor_url":"https://secwatch.observer/filing/0001641172-25-008617#claim-a88f072b2a","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1288855/000164117225008617/0001641172-25-008617-index.htm"},{"fact_type":"executive_change","fact_key":"afab5142d0","cik":1288855,"ticker":"OPHC","company_name":"OptimumBank Holdings, Inc.","filed_at":"2025-05-05T23:59:59+00:00","payload":{"action":"promoted","action_category":"appointment","departure_tone":"not_applicable","effective_date":"2025-05-01","interim":false,"role":"Executive Vice President and Chief Financial Officer","role_category":"cfo","successor_name":null,"successor_named":false},"claim":"Elliot Nunez was appointed as Executive Vice President and Chief Financial Officer at OptimumBank Holdings, Inc..","evidence_excerpt":"On May 1, 2025, OptimumBank Holdings, Inc. (the “Company”) promoted Elliot Nunez, age 58, to serve as Executive Vice President and Chief Financial Officer of the Company.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001641172-25-008617","anchor_url":"https://secwatch.observer/filing/0001641172-25-008617#claim-afab5142d0","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1288855/000164117225008617/0001641172-25-008617-index.htm"},{"fact_type":"executive_change","fact_key":"0cfc1b94ad","cik":1288855,"ticker":"OPHC","company_name":"OptimumBank Holdings, Inc.","filed_at":"2025-01-29T23:59:59+00:00","payload":{"action":"resigned","action_category":"departure","departure_tone":"routine","effective_date":"2025-01-28","interim":false,"role":"Director","role_category":"director","successor_name":null,"successor_named":false},"claim":"Martin Z. Schmidt resigned as Director at OptimumBank Holdings, Inc..","evidence_excerpt":"Effective January 28, 2025, Martin Z. Schmidt resigned from the Boards of Directors of OptimumBank Holdings, Inc. and OptimumBank.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001493152-25-004091","anchor_url":"https://secwatch.observer/filing/0001493152-25-004091#claim-0cfc1b94ad","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1288855/000149315225004091/0001493152-25-004091-index.htm"}]}