{"version":"company-facts.v1","source":"https://secwatch.observer","generated_at":"2026-06-04T08:25:35.859596+00:00","company":{"ticker":"TCBX","cik":1781730,"company_name":"Third Coast Bancshares, Inc."},"pagination":{"limit":100,"returned":7,"next_cursor":null},"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer","facts":[{"fact_type":"debt_financing","fact_key":"edb395c6812157ebb0d2d1f11a5a6143d8f54130","cik":1781730,"ticker":"TCBX","company_name":"Third Coast Bancshares, Inc.","filed_at":"2026-05-01T23:59:59+00:00","payload":{"counterparty":"American National Bank & Trust","effective_date":"2026-03-10","event":"amendment","instrument_type":"loan","interest_rate_text":"Not provided","item_codes_triggered":["2.03"],"maturity_text":"March 10, 2028","principal_text":"$70,000,000 maximum commitment, with $54,875,000 outstanding borrowings as of March 10, 2026"},"claim":"Third Coast Bancshares, Inc. amended loan of $70,000,000 maximum commitment, with $54,875,000 outstanding borrowings as of March 10, 2026 with American National Bank & Trust at Not provided maturing March 10, 2028.","evidence_excerpt":"Effective March 10, 2026 (the “Effective Date”), Third Coast Bancshares, Inc. (the “Company”) entered into a Renewal, Extension and Modification of Loan (the “Amendment”) of the Loan Agreement, dated March 10, 2021, by and between the Company and American National Bank & Trust (the “Loan Agreement”).","confidence":0.97,"filing_url":"https://secwatch.observer/filing/0001193125-26-201540","anchor_url":"https://secwatch.observer/filing/0001193125-26-201540#claim-edb395c6812157ebb0d2d1f11a5a6143d8f54130","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1781730/000119312526201540/0001193125-26-201540-index.htm"},{"fact_type":"material_agreement","fact_key":"42138b04165b69d57d69e1f9deee332ef3792202","cik":1781730,"ticker":"TCBX","company_name":"Third Coast Bancshares, Inc.","filed_at":"2026-05-01T23:59:59+00:00","payload":{"action":"amendment","agreement_name":"Renewal, Extension and Modification of Loan","agreement_type":"credit_facility","counterparty":"American National Bank & Trust","effective_date":"2026-03-10","item_codes_triggered":["1.01"],"value_text":"$70,000,000"},"claim":"Third Coast Bancshares, Inc. amended Renewal, Extension and Modification of Loan with American National Bank & Trust valued at $70,000,000 (effective 2026-03-10).","evidence_excerpt":"Third Coast Bancshares, Inc. (the “Company”) entered into a Renewal, Extension and Modification of Loan (the “Amendment”) of the Loan Agreement, dated March 10, 2021, by and between the Company and American National Bank & Trust (the “Loan Agreement”).","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001193125-26-201540","anchor_url":"https://secwatch.observer/filing/0001193125-26-201540#claim-42138b04165b69d57d69e1f9deee332ef3792202","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1781730/000119312526201540/0001193125-26-201540-index.htm"},{"fact_type":"earnings_release","fact_key":"1907a3dd72795b0b95eedd23310752562d7c2aef","cik":1781730,"ticker":"TCBX","company_name":"Third Coast Bancshares, Inc.","filed_at":"2026-04-22T23:59:59+00:00","payload":{"eps_text":"$1.03 and $0.88 per basic and diluted share, respectively","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"$16.4 million","period_text":"the quarter ended March 31, 2026","report_date":"2026-04-22","result_type":"reported_results","revenue_text":null},"claim":"Third Coast Bancshares, Inc. reported the quarter ended March 31, 2026 results: net income $16.4 million, EPS $1.03 and $0.88 per basic and diluted share, respectively.","evidence_excerpt":"3.67% for the first quarter of 2026 compared to 4.10% for the fourth quarter of 2025 and 3.80% for the first quarter of 2025. • Net income for the first quarter of 2026 totaled $16.4 million, or $1.03 and $0.88 per basic and diluted share, respectively, compared to $17.9 million, or $1.21 and $1.02 per basic and diluted share, respectively, for the fourth quarter of","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001193125-26-170491","anchor_url":"https://secwatch.observer/filing/0001193125-26-170491#claim-1907a3dd72795b0b95eedd23310752562d7c2aef","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1781730/000119312526170491/0001193125-26-170491-index.htm"},{"fact_type":"ma_transaction","fact_key":"7ebc0cbb80dc7cbc69984fc306187394bb89abcc","cik":1781730,"ticker":"TCBX","company_name":"Third Coast Bancshares, Inc.","filed_at":"2026-02-02T23:59:59+00:00","payload":{"action":"acquisition","closing_date":"2026-02-01","consideration_text":"approximately 2.6 million shares of Third Coast common stock and $20 million in cash","counterparty":"Keystone Bancshares, Inc.","effective_date":"2026-02-01","item_codes_triggered":["2.01"]},"claim":"Third Coast Bancshares, Inc. completed an acquisition involving Keystone Bancshares, Inc. for approximately 2.6 million shares of Third Coast common stock and $20 million in cash (closed 2026-02-01).","evidence_excerpt":"of the Merger Agreement, a copy of which is filed as Exhibit 2.1 and incorporated herein by reference. The total aggregate consideration payable in the Merger was approximately 2.6 million shares of Third Coast common stock and $20 million in cash. The issuance of shares of Third Coast common stock in connection with the Merger was registered under the Securities","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001193125-26-033737","anchor_url":"https://secwatch.observer/filing/0001193125-26-033737#claim-7ebc0cbb80dc7cbc69984fc306187394bb89abcc","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1781730/000119312526033737/0001193125-26-033737-index.htm"},{"fact_type":"earnings_release","fact_key":"c400904fa636a2929d93b215ce41fc238ea05cf5","cik":1781730,"ticker":"TCBX","company_name":"Third Coast Bancshares, Inc.","filed_at":"2024-04-24T23:59:59+00:00","payload":{"eps_text":null,"guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":null,"period_text":"first quarter ended March 31, 2024","report_date":"2024-04-24","result_type":"reported_results","revenue_text":null},"claim":"Third Coast Bancshares, Inc. reported financial results for first quarter ended March 31, 2024.","evidence_excerpt":"On April 24, 2024, Third Coast Bancshares, Inc. (the “Company”) issued a press release announcing its financial results for the first quarter ended March 31, 2024.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0000950170-24-047613","anchor_url":"https://secwatch.observer/filing/0000950170-24-047613#claim-c400904fa636a2929d93b215ce41fc238ea05cf5","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1781730/000095017024047613/0000950170-24-047613-index.htm"},{"fact_type":"debt_financing","fact_key":"9eb4ddfc75890d402c531373f5570c116f30fbd9","cik":1781730,"ticker":"TCBX","company_name":"Third Coast Bancshares, Inc.","filed_at":"2024-04-24T23:59:59+00:00","payload":{"counterparty":"American National Bank & Trust","effective_date":"2024-03-12","event":"amendment","instrument_type":"credit_facility","interest_rate_text":"U.S. \"Prime Rate\" reported by The Wall Street Journal, less six hundred twenty-f","item_codes_triggered":["2.03"],"maturity_text":"March 10, 2026","principal_text":"$55,000,000"},"claim":"Third Coast Bancshares, Inc. amended credit facility of $55,000,000 with American National Bank & Trust at U.S. \"Prime Rate\" reported by The Wall Street Journal, less six hundred twenty-f maturing March 10, 2026.","evidence_excerpt":"The Amendment, among other things, (i) extends the maturity date of the loan under the Loan Agreement from September 10, 2024 to March 10, 2026; (ii) increases the maximum commitment under the Loan Agreement from $50,000,000 to $55,000,000; (iii) amends the interest rate provision to provide that the interest rate per annum under the Loan Agreement shall be equal to the U.S. “Prime Rate” reported by The Wall Street Journal, less six hundred twenty-five thousandths percent (0.625%), subject a floor rate of five percent (5.00%); and (iv) modifies certain covenants under the Loan Agreement.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0000950170-24-047588","anchor_url":"https://secwatch.observer/filing/0000950170-24-047588#claim-9eb4ddfc75890d402c531373f5570c116f30fbd9","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1781730/000095017024047588/0000950170-24-047588-index.htm"},{"fact_type":"material_agreement","fact_key":"b2a869ff29b80ebf8529b3d8378432e12234aae1","cik":1781730,"ticker":"TCBX","company_name":"Third Coast Bancshares, Inc.","filed_at":"2024-04-24T23:59:59+00:00","payload":{"action":"amendment","agreement_name":"Renewal, Extension and Modification of Loan","agreement_type":"credit_facility","counterparty":"American National Bank & Trust","effective_date":"2024-03-12","item_codes_triggered":["1.01"],"value_text":"increases the maximum commitment under the Loan Agreement from $50,000,000 to $55,000,000"},"claim":"Third Coast Bancshares, Inc. amended Renewal, Extension and Modification of Loan with American National Bank & Trust valued at increases the maximum commitment under the Loan Agreement from $50,000,000 to $55,000,000 (effective 2024-03-12).","evidence_excerpt":"Effective March 12, 2024 (the “Effective Date”), Third Coast Bancshares, Inc. (the “Company”) entered into a Renewal, Extension and Modification of Loan (the “Amendment”) of the Loan Agreement, dated March 10, 2021, by and between the Company and American National Bank & Trust (the “Loan Agreement”).","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0000950170-24-047588","anchor_url":"https://secwatch.observer/filing/0000950170-24-047588#claim-b2a869ff29b80ebf8529b3d8378432e12234aae1","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1781730/000095017024047588/0000950170-24-047588-index.htm"}]}