Debt Financings

Oportun Financial Corp incurred loan of $197 million with certain lenders from time to time party thereto and Wilmington Trust, National Association at 10.05%.

“paying agent and account bank (in such capacities, respectively, the “Administrative Agent,” the “Paying Agent” and the “Account Bank”), pursuant to which the Borrower borrowed $197 million. Borrowings under the Receivables Loan and Security Agreement accrue interest at a blended rate equal to 10.05%. Under the terms of the Receivables Loan and Security Agreement,”

Propanc Biopharma, Inc. incurred convertible notes of $40,000 with an investor at 8% per annum, which may be increased to 22% in the event of a default maturing October 20, 2024.

“On October 20, 2023, Propanc Biopharma, Inc. (the “Company”) entered into a securities purchase agreement (the “Purchase Agreement”) with an investor (the “Investor”), pursuant to which the Investor agreed to purchase a convertible promissory note from the Company in the aggregate principal amount of $40,000”

CIENA CORP incurred revolving credit of $300 million with Bank of America at SOFR (subject to a floor of 0.00%) plus a credit spread adjustment of 0.10% plus maturing October 24, 2028.

“On the Closing Date, pursuant to the Amendment, Ciena also incurred a new senior secured revolving credit facility of $300 million (the “Revolving Credit Facility”), which replaces the Existing ABL Facility.”

CIENA CORP incurred term loan of $1.17 billion with Bank of America, N.A., as administrative agent at SOFR (subject to a floor of 0.00%) plus an applicable margin of 2.00% maturing October 24, 2030.

“entered into an Incremental Amendment Agreement to the Credit Agreement with the lenders party thereto and Bank of America (the “Amendment”) pursuant to which Ciena incurred a new single tranche of senior secured term loans in an aggregate principal amount of $1.17 billion (the “New Term Loan”).”

AUTOZONE INC incurred senior notes of $500,000,000 aggregate principal amount with BofA Securities, Inc., J.P. Morgan Securities LLC, Truist Securities, Inc., and U.S. Bancorp Investments, Inc., as representatives of the several underwriters at 6.550% per year maturing November 1, 2033.

“the several underwriters named therein (the “Underwriters”), pursuant to which the Company agreed to issue and sell to the Underwriters, and the Underwriters agreed to purchase, $500,000,000 aggregate principal amount of the Company’s 6.250% Notes due 2028 (the “2028 Notes”) and $500,000,000 aggregate principal amount of the Company’s 6.550% Notes due 2033 (the “2033”

AUTOZONE INC incurred senior notes of $500,000,000 aggregate principal amount with BofA Securities, Inc., J.P. Morgan Securities LLC, Truist Securities, Inc., and U.S. Bancorp Investments, Inc., as representatives of the several underwriters at 6.250% per year maturing November 1, 2028.

“the several underwriters named therein (the “Underwriters”), pursuant to which the Company agreed to issue and sell to the Underwriters, and the Underwriters agreed to purchase, $500,000,000 aggregate principal amount of the Company’s 6.250% Notes due 2028 (the “2028 Notes”) and $500,000,000 aggregate principal amount of the Company’s 6.550% Notes due 2033 (the “2033”

ALTRIA GROUP, INC. incurred revolving credit of $3 billion with JPMorgan Chase Bank, N.A. and Citibank, N.A., as administrative agents, and the lenders named therein maturing October 24, 2028.

“and Citibank, N.A., as administrative agents, and the lenders named therein (the “Lenders”). The Credit Agreement provides for borrowings up to an aggregate principal amount of $3 billion. The Credit Agreement expires on October 24, 2028 and includes an option, subject to certain conditions, for Altria to extend the Credit Agreement for two additional one-year”

Hempacco Co., Inc. incurred convertible notes of principal amount of $835,000 with Mast Hill Fund, L.P. at 10% per annum guaranteed interest maturing 12 months following the issue date.

“Effective October 20, 2023, the Company entered into a securities purchase agreement (the " Mast Hill SPA ," and together with the FirstFire SPA the " SPAs ") with Mast Hill Fund, L.P., a Delaware limited partnership (" Mast Hill "), pursuant to which the Company sold, and Mast Hill purchased, (i) a convertible promissory note in the principal amount of $835,000 (the " Mast Hill Note ," and together with the FirstFire Note the " Notes "), (ii) warrants to purchase 361,832 shares of Company common stock (the " Mast Hill Warrants ," and together with the FirstFire Warrants the " Warrants "), and (iii) 83,497 shares of Company common stock (the " Mast Hill Shares ," and together with the FirstFire Shares the " Shares "), for an aggregate purchase price of $751,500 (the " Mast Hill Transaction ," and together with the FirstFire Transaction the " Financing Transactions "), and the Company entered into a registration rights agreement with Mast Hill (the " Mast Hill RRA ," and together with t”

Hempacco Co., Inc. incurred convertible notes of principal amount of $277,777.78 with FirstFire Global Opportunities Fund, LLC at 10% per annum guaranteed interest maturing 12 months following the issue date.

“Effective October 19, 2023, Hempacco Co., Inc. (the " Company "), entered into a securities purchase agreement (the " FirstFire SPA ") with FirstFire Global Opportunities Fund, LLC, a Delaware limited liability company (" FirstFire "), pursuant to which the Company sold, and FirstFire purchased, (i) a convertible promissory note in the principal amount of $277,777.78 (the " FirstFire Note "), (ii) warrants to purchase 120,370 shares of Company common stock (the " FirstFire Warrants "), and (iii) 27,777 shares of Company common stock (the " FirstFire Shares "), for an aggregate purchase price of $250,000 (the " FirstFire Transaction "), and the Company also entered into a registration rights agreement with FirstFire (the " FirstFire RRA ").”

Blue Owl Technology Income Corp. amended credit facility of $875,000,000 with Sumitomo Mitsui Banking Corporation at 0.10% for all Loan tenors maturing October 2028.

“extends the revolver availability period from May 2026 to October 2027, (ii) extends the scheduled maturity date from April 2027 to October 2028, (iii) converts a portion of the revolver availability into term loan availability, (iv) increases the total facility amount from $800,000,000 to $875,000,000 and (v) reduces the credit adjustment spread for Term Benchmark Loans from 0.10% for one-month tenor Loans, 0.15% for three-month tenor Loans and 0.25% for six-month tenor Loans to 0.10% for all Loan tenors.”

Chenghe Acquisition Co. incurred loan of principal amount of up to $350,000 with Chenghe Investment Co. at non-interest bearing maturing on the effective date of an initial merger, share exchange, asset acquisition, share purchase, reorganization or similar business combination involving the Comp.

“On October 25, 2023, Chenghe Acquisition Co. (the “Company”) issued a non-interest bearing non-convertible unsecured promissory note (the “Note”) to Chenghe Investment Co., a Cayman Islands exempted company, for a principal amount of up to $350,000.”

Appreciate Holdings, Inc. incurred senior notes of $407,197 with St. Cloud Capital Partners III SBIC, L.P..

“On October 19, 2023, Appreciate Holdings, Inc. (the "Company") obtained $407,197 in funding pursuant to that certain Secured Promissory Note dated October 19, 2023 issued under the Company’s existing Securities Purchase Agreement”

F45 Training Holdings Inc. amended credit facility of $5,000,000 with JPMorgan Chase Bank, N.A..

“the JPM Amendment also required that that $5,000,000 in term loans under the JPM Credit Agreement be repaid, which the Company repaid on October 23.2023”

F45 Training Holdings Inc. amended credit facility with JPMorgan Chase Bank, N.A..

“the lenders agreed to permit the incremental loans and delayed draw commitments under the Subordinated Credit Agreement, and extend the deadline under the JPM Credit Agreement with respect to delivery of the Company’s quarterly financial statements for the first and second fiscal quarters of 2023”

F45 Training Holdings Inc. incurred revolving credit of up to $10,000,000 with Alter Domus (US) LLC at 12.00% per annum, payable in kind maturing August 13, 2028.

“provide delayed draw commitments in an aggregate principal amount of up to $10,000,000”

F45 Training Holdings Inc. incurred term loan of $40,000,000 with Alter Domus (US) LLC at 12.00% per annum, payable in kind maturing August 13, 2028.

“the lenders agreed, among other things, to extend to the Borrower credit in the form of incremental term loans in an original aggregate principal amount equal to $40,000,000, which the Company received on October 23, 2023”

Cibus, Inc. incurred loan of $5,000,000 with Rory Riggs at 12% per annum maturing January 1, 2026.

“Mr. Riggs has agreed to make available to the Company a line of credit (the “Loan”) in the aggregate principal amount of $5,000,000”

VNOM Sub, Inc. incurred senior notes of $400 million with qualified institutional buyers and non-U.S. persons at 7.375% per annum maturing November 1, 2031.

“On October 19, 2023, Viper Energy Partners LP (the “Partnership”) completed its previously announced offering (the “Notes Offering”) of $400 million in aggregate principal amount of the Partnership’s 7.375% Senior Notes due 2031 (the “Notes”).”

Enovis CORP incurred convertible notes of $460 million with UBS Securities LLC and J.P. Morgan Securities LLC at 3.875% per year maturing October 15, 2028.

“On October 24, 2023, Enovis Corporation, a Delaware corporation (the “Company”) sold to UBS Securities LLC and J.P. Morgan Securities LLC, as representatives (the “Representatives”) of the several initial purchasers (the “Initial Purchasers”), and the Initial Purchasers purchased from the Company, $460 million aggregate principal amount of the Company’s 3.875% Convertible Senior Notes due 2028”

RTX Corp incurred credit facility of $10.0 billion with Citibank, N.A., as administrative agent at alternate base rate or the term Secured Overnight Financing Rate ("SOFR"), in ea maturing 364 days after the date loans are made.

“The Credit Agreement provides for $10.0 billion in senior unsecured bridge loan facilities, which will be available until and including November 3, 2023, to fund the ASR and pay related fees and expenses.”

DARDEN RESTAURANTS INC incurred credit facility of $1,250,000,000 with Bank of America, N.A., as administrative agent, and the lenders at Interest rates on borrowings under the Credit Agreement will be based on prevail maturing The Credit Agreement matures on October 23, 2028.

“On October 23, 2023, Darden Restaurants, Inc. (“we,” “us” or the “Company”) entered into a $1,250,000,000 Revolving Credit Agreement (the “Credit Agreement”) with Bank of America, N.A., as administrative agent, and the lenders (the “Lenders”) and other agents party thereto.”

Aon plc incurred revolving credit of $1,000,000,000 with Citibank, N.A. at adjusted term SOFR rate or an alternate base rate, in each case, plus an applica maturing October 19, 2028.

“the Revolving Lenders committed to provide a $1,000,000,000 unsecured revolving credit facility”

DIH HOLDING US, INC. incurred loan of $75,000.00 with Sponsor at does not bear interest maturing upon the earlier of (i) two (2) days following the date on which the Company's initial business combination is consummated and (ii) the date of the liquidation.

“On October 24, 2023, the Company issued an unsecured promissory note (the "October Working Capital Note") in the amount of $75,000.00 to the Sponsor, in exchange for the Sponsor depositing such amounts in the Company's working capital account, in order to provide the Company with additional working capital. The October Working Capital Note does not bear interest, and matures (subject to the waiver against trust provisions) upon the earlier of (i) two (2) days following the date on which the Company's initial business combination is consummated and (ii) the date of the liquidation of the Company.”

AIB Acquisition Corp incurred loan of aggregate principal amount of up to $750,000 with AIB LLC at no interest maturing upon the earlier of (a) the date of the consummation of the Business Combination, and (b) the date of the liquidation of the Company.

“On October 19, 2023, AIB Acquisition Corporation (the “ Company ”) issued a promissory note (the “ Note ”) in the aggregate principal amount of up to $750,000 to AIB LLC, a Delaware limited liability company, the Company’s sponsor (the “ Extension Funds ”), pursuant to which the Extension Funds will be deposited into the Company’s trust account (the “ Trust Account ”) for the benefit of each outstanding Class A ordinary share of the Company (“ Public Share ”) that was not redeemed in connection with the extension of the Company’s termination date from October 21, 2023 to January 21, 2025.”

TortoiseEcofin Acquisition Corp. III incurred loan of up to $1,553,823.18 with TortoiseEcofin Sponsor III LLC at no interest maturing upon the earlier of (a) the date of the consummation of the Company’s initial business combination, and (b) the date of the liquidation of the Company.

“On October 20, 2023, TortoiseEcofin Acquisition Corp. III (the " Company ") issued a promissory note (the " Note ") in the aggregate principal amount of up to $1,553,823.18 (the " Extension Funds ") to TortoiseEcofin Sponsor III LLC, a Cayman Islands limited liability company, the Company’s sponsor (the " Sponsor "), pursuant to which the Extension Funds will be deposited into the Company’s trust account (the " Trust Account ") for the benefit of each outstanding Class A ordinary share of the Company (“ Public Share ”) that was not redeemed in connection with the extension of the Company’s termination date from October 22, 2023 on a monthly basis up to six times until April 22, 2024. The Company will deposit $258,970.53 per month into the Trust Account, which equates to $0.015 per remaining Public Share, for each calendar month (commencing on October 23, 2023 and on the 23rd day of each subsequent month) until April 22, 2024, or portion thereof, that is needed to complete an initial bu”

ChargePoint Holdings, Inc. amended convertible notes of $300 million with Wilmington Trust National Association at 7.00%, to the extent paid in cash, and 8.50%, to the extent paid in kind maturing April 1, 2028.

“On October 24, 2023, ChargePoint Holdings, Inc. (“the Company”) and ChargePoint, Inc. entered into a first supplemental indenture (the “First Supplemental Indenture”) amending the Indenture by and among the Company, ChargePoint, Inc., as guarantor, and Wilmington Trust National Association, as trustee, dated April 12, 2022 (the “Existing Indenture” and, together with the First Supplemental Indenture, the “Indenture”) governing the Company’s outstanding $300 million aggregate principal amount of 3.50% / 5.00% Convertible Senior PIK Toggle Notes due 2027 (the “Existing Notes”).”

Ensysce Biosciences, Inc. incurred senior notes of aggregate principal amount of $612,000 with investors at 6.0% per annum maturing six months from their respective date of issuance.

“the Company will issue to the investors (i) senior secured convertible promissory notes in the aggregate principal amount of $612,000”

ASHLAND INC. incurred debt of €125 million with Bank of America, N.A. at variable rate plus a margin.

“entered into definitive agreements to establish a three-year €125 million receivables securitization program (the “EU A/R Facility”).”

Weatherford International plc amended revolving credit of $550 million revolving credit facility with Wells Fargo Bank, National Association at Adjusted Term SOFR plus an applicable margin of 225-375 basis points per annum maturing October 24, 2028.

“On October 24, 2023 (the “Amendment Effective Date”), the Borrowers, Weatherford, each other Obligor, the lenders party thereto and the Administrative Agent entered into the Fourth Amendment to Amended and Restated Credit Agreement (the “Fourth Amendment”), which, among other things, increases the aggregate commitments under the revolving credit facility such that the Amended and Restated Credit Agreement provides for a $550 million revolving credit facility”

Goldman Sachs BDC, Inc. amended revolving credit of increase the uncommitted accordion feature from $2,250,000,000 to $2,542,500,000 with Truist Bank maturing October 18, 2028.

“On October 18, 2023, Goldman Sachs BDC, Inc. (the “Company”) entered into a tenth amendment (the “Amendment”) to its senior secured revolving credit agreement (as amended, supplemented or otherwise modified and in effect from time to time, including by the Amendment, the “Truist Revolving Credit Facility”) with Truist Bank, as administrative agent, to, among other things (i) increase the uncommitted accordion feature from $2,250,000,000 to $2,542,500,000 and (ii) extend with respect to the Extending Lenders only (A) the final maturity date from May 5, 2027 to October 18, 2028 and (B) the revolver availability period from May 5, 2026 to October 18, 2027.”

GRAN TIERRA ENERGY INC. incurred senior notes of US$487,590,000 aggregate principal amount with U.S. Bank Trust Company, National Association at 9.500% per year maturing October 15, 2029.

“On October 20, 2023, Gran Tierra Energy Inc., a Delaware corporation (the “Company”), issued US$487,590,000 aggregate principal amount of its 9.500% Senior Secured Amortizing Notes due 2029”

ASBURY AUTOMOTIVE GROUP INC incurred revolving credit with Bank of America, N.A., as administrative agent at Daily Simple SOFR plus 1.40% or the Base Rate plus 0.40% maturing October 20, 2028.

“Applicable Rate means with respect to the Revolving Credit Facility, a range from 1.00% to 2.00% for Daily Simple SOFR loans and 0.15% to 1.00% for Base Rate loans, in each case based on the Company's consolidated total lease adjusted leverage ratio.”

ASBURY AUTOMOTIVE GROUP INC incurred credit facility with Bank of America, N.A., as administrative agent at Daily Simple SOFR plus 1.10% maturing October 20, 2028.

“The 2023 Senior Credit Facility provides for the following, in each case subject to limitations on availability as set forth therein: • a $500.0 million revolving credit facility (the “Revolving Credit Facility”); • a $1,925.0 million new vehicle revolving floorplan facility (the “New Vehicle Floorplan Facility”); and • a $375.0 million used vehicle revolving floorplan facility (the “Used Vehicle Floorplan Facility”).”

WATTS WATER TECHNOLOGIES INC incurred revolving credit of borrowed $210 million with JPMorgan Chase Bank, N.A., as administrative agent.

“On October 20, 2023, Watts Water Technologies, Inc. (the “Company”) borrowed $210 million under that certain Second Amended and Restated Credit Agreement by and among the Company, certain subsidiaries of the Company, the lenders and other parties from time to time party thereto and JPMorgan Chase Bank, N.A., as administrative agent”

PepperLime Health Acquisition Corp incurred loan of up to $300,000 with PepperOne LLC maturing promptly after the date on which the Company consummates a business combination.

“On October 18, 2023, PepperLime Health Acquisition Corporation (the “Company”) issued an unsecured promissory note in the aggregate principal amount up to $300,000 (the “Note”) to PepperOne LLC, the Company’s sponsor”

Mondee Holdings, Inc. incurred debt of $10 million with Tuesday Investor LLC at SOFR plus 7.00% per annum.

“rrants ”) to purchase shares of Common Stock (the “ 2023 Financing Transaction ”), pursuant to the terms of that certain Subscription Agreement and Plan of Reorganization, dated October 17, 2023 (the “ Subscription Agreement ”), by and between the Company and Tuesday Investor LLC (the “ Subscriber ”), that certain Amended and Restated Registration Rights Agreement, dated October 17, 2023 (the “ A&R Registration Rights Agreement ”), by and between the Company, the Subscriber and NH Credit Partners III Holdings L.P.”

T3 Defense Inc. incurred loan of $32,300 with Nisun Investment Holding Limited at does not bear interest maturing upon closing of the Company’s initial business combination.

“On October 20, 2023, Brilliant Acquisition Corporation (the “Company” or “Brilliant”) issued an unsecured promissory note in the aggregate principal amount of $32,300 (the “Note”), to Nisun Investment Holding Limited, the Company’s sponsor (the “Sponsor”).”

AKUMIN INC. reported a default on loan of $340 million with Stonepeak Magnet Holdings LP.

“modified from time to time), issued by Akumin Operating Corp., a wholly owned subsidiary of the Company, to Stonepeak Magnet Holdings LP in the initial principal amount of $340 million. 1 The Debt Instruments provide that, as a result of the Chapter 11 Cases, the principal and interest due thereunder shall be immediately due and payable without notice from the”

AKUMIN INC. reported a default on senior notes of $375 million with UMB Bank, National Association, as trustee and collateral agent.

“were assumed by the Company), as issuer, the Guarantors, as guarantors, and UMB Bank, National Association, as trustee and collateral agent in respect of the issuance of $375 million of aggregate principal amount of notes; and • that certain PIK Toggle Series A Note dated September 1, 2021 (as amended, restated, supplemented, or otherwise modified from time”

AKUMIN INC. reported a default on senior notes of $475 million with UMB Bank, National Association, as trustee and collateral agent.

“to time), by and among the Company, as issuer, the Guarantors, as guarantors, and UMB Bank, National Association, as trustee and collateral agent in respect of the issuance of $475 million of aggregate principal amount of notes; • that certain Indenture dated August 9, 2021, as supplemented by that certain First Supplemental Indenture, dated as of September 1, 2021”

AKUMIN INC. reported a default on credit facility of $55 million with PNC Bank, National Association, as successor to BBVA USA, as administrative agent and collateral agent.

“administrative agent and collateral agent, and the lenders from time to time party thereto, which is comprised of a revolving credit facility in an aggregate principal amount of $55 million; • that certain Indenture dated November 2, 2020, as supplemented by that certain First Supplemental Indenture, dated as of February 11, 2021, Second Supplemental Indenture,”

Quince Therapeutics, Inc. incurred credit facility of EUR 30,000,000 unsecured credit facility with European Investment Bank at 9.00% per annum maturing August 11, 2026.

“the “Quince Parties”), have agreed to guarantee the obligations of EryDel S.p.A, a company with shares incorporated under the laws of Italy (“EryDel”), in respect of a EUR 30,000,000 unsecured credit facility (the “EIB Facility”) evidenced by the Finance Contract, dated as of July 24, 2020 (the “Existing Finance Contract” and, as amended by the Amendment, the”

OOMA INC incurred revolving credit of $30 million revolving credit facility with Citizens Bank, N.A. at ABR Loans ... will bear interest at a rate equal to the "Alternate Base Rate" .. maturing October 19, 2026.

“On October 20, 2023, the Company entered into a credit agreement (the “Credit Agreement”) with Citizens Bank, N.A., as Administrative Agent (the “Agent”), lender, sole lead arranger and sole book runner. The Credit Agreement provides for an initial $30 million revolving credit facility (the “Revolving Facility”), which includes a subfacility for letters of credit.”

LIVE VENTURES Inc incurred revolving credit of $15.0 million with Bank Midwest, a division of NBH BANK at the greater of (a) the one-month forward-looking term rate based on SOFR, plus 2 maturing October 17, 2024.

“On October 17, 2023 (the “Closing Date”), Vintage Stock, Inc. (“Vintage Stock”), a Missouri corporation and wholly owned indirect subsidiary of Live Ventures Incorporated, a Nevada corporation, entered into a $15.0 million credit agreement (the “Credit Agreement”) with Bank Midwest, a division of NBH BANK (the “Lender”), replacing a revolving credit facility between Vintage Stock and Texas Capital Bank, which was entered into in November 2016 and set to mature in November 2023.”

MARCUS CORP amended senior notes of Not applicable (amendment only, no principal change) with certain purchasers at 4.32% Senior Notes due February 22, 2027 and 4.02% Senior Notes due August 14, 2 maturing February 22, 2027 and August 14, 2025.

“On October 16, 2023, the Company and certain purchasers entered into an amendment to: (i) the Note Purchase Agreement, dated December 21, 2016, for the Company’s 4.32% Senior Notes due February 22, 2027, and (ii) the Note Purchase Agreement, dated June 27, 2013, for the Company’s 4.02% Senior Notes due August 14, 2025”

ACCRETION ACQUISITION CORP. incurred loan of $80,000 with Accretion Acquisition Sponsor, LLC at no interest maturing upon the earlier of (a) the liquidation of the Company and (b) the closing date on which the Company consummates a merger, capital stock exchange, asset acquisi.

“On October 19, 2023, Accretion Acquisition Corp. (the “Company”) issued an unsecured promissory note (the “Note”) to Accretion Acquisition Sponsor, LLC (the “Sponsor”) in the principal amount of $80,000 in connection with the Extension (as defined below).”

OCA Acquisition Corp. incurred loan of $90,000 with OCA Acquisition Holdings LLC at does not bear interest maturing upon closing of the Company’s initial business combination.

“On October 17, 2023, the board of directors of OCA Acquisition Corp., a Delaware corporation (the “ Company ”), approved a draw of an aggregate of $90,000 (the “ Extension Funds ”) pursuant to the Promissory Note, dated as of January 19, 2023, between the Company and OCA Acquisition Holdings LLC (the “ Note ”), which Extension Funds the Company deposited into the Company’s trust account for its public stockholders on October 20, 2023.”

Beneficient incurred term loan of $25.0 million with HH-BDH LLC at Base Rate plus 2.50% or Adjusted Term SOFR plus 3.50% or Adjusted Daily Simple S maturing October 19, 2026.

“The Credit Agreement provides for a three-year term loan in the aggregate principal amount of $25.0 million”

Appgate, Inc. incurred convertible notes of $500,000 with Appgate Funding, LLC at 9.50% maturing May 9, 2026.

“On October 19, 2023, Legacy Appgate issued and sold to the Purchaser an additional $500,000 aggregate principal amount of Additional Convertible Notes.”

XCel Brands, Inc. incurred term loan of $5,000,000 with Israel Discount Bank of New York at Term SOFR plus 4.25% per annum maturing October 19, 2028.

“Agreement (the “Loan Agreement”) with Israel Discount Bank of New York (the “Lender”). Pursuant to the Loan Agreement, the Lender made a term loan in the aggregate amount of $5,000,000 (the “Term Loan”). The proceeds of the Term Loan were used to pay fees, costs and expenses incurred in connection with entering into the Loan Agreement, and may be used for”