Debt Financings

Apellis Pharmaceuticals, Inc. incurred term loan of up to $475 million with Sixth Street Lending Partners at 3-month Secured Overnight Financing Rate (SOFR) + 5.75% (subject to 1.00% floor) maturing May 13, 2030.

“Street Lending Partners, as the administrative agent and collateral agent for the Lenders. The Financing Agreement provides for a senior secured term loan facility of up to $475 million (the “Credit Facility”), consisting of an initial draw of $375 million at closing and a potential additional $100 million draw at the Company’s option upon satisfaction of a $50”

Pacira BioSciences, Inc. incurred convertible notes of up to an additional $37.5 million aggregate principal amount of the Notes with Jefferies LLC and J.P. Morgan Securities LLC, as representatives of the several initial purchasers at 2.125% per year maturing May 15, 2029.

“the Company granted the Initial Purchasers an option to purchase, for settlement within a period of 13 days from, and including, the date the notes are first issued, up to an additional $37.5 million aggregate principal amount of the Notes on the same terms and conditions, which option was exercised in full by the Initial Purchasers on May 10, 2024.”

CHARTER COMMUNICATIONS, INC. /MO/ incurred senior notes of $1,500,000,000 aggregate principal amount of 6.100% Senior Secured Notes due 2029 and $1,500,000,000 aggregate principal with Issuers (Charter Communications Operating, LLC and Charter Communications Operating Capital Corp.) at 6.100% per annum for 2029 Notes, 6.550% per annum for 2034 Notes maturing 2029 Notes due 2029, 2034 Notes due 2034.

“On May 14, 2024 (the "Closing Date"), Charter Communications Operating, LLC ("CCO") and Charter Communications Operating Capital Corp. (together with CCO, the "Issuers") issued (i) $1,500,000,000 aggregate principal amount of 6.100% Senior Secured Notes due 2029 (the "2029 Notes") and (ii) $1,500,000,000 aggregate principal amount of 6.550% Senior Secured Notes due 2034 (the "2034 Notes," and together with the 2029 Notes, the "Notes").”

DAVITA INC. amended term loan of $1,640,250,847.08 with Wells Fargo Bank, National Association, as administrative agent, collateral agent and swingline lender at Term SOFR plus 200 basis points or Base Rate plus 100 basis points maturing May 2031.

“The Fourth Amendment, among other things, provides for an extension of the maturity date of a portion of the Company’s existing secured term loan B facility (the “Existing Tranche B-1 Term Facility”), from August 2026 to May 2031, in an aggregate principal amount of $1,640,250,847.08 (such extended portion, the “Extended Tranche B-1 Term Facility”).”

AGREE REALTY CORP incurred senior notes of $450 million with U.S. Bank Trust Company, National Association at 5.625% per annum maturing June 15, 2034.

“On May 13, 2024, Agree Limited Partnership (the “Issuer”), a Delaware limited partnership and subsidiary of Agree Realty Corporation, a Maryland corporation (the “Parent Guarantor”), completed an underwritten public offering of $450 million in aggregate principal amount of its 5.625% Notes due 2034 (the “Notes”).”

REINSURANCE GROUP OF AMERICA INC incurred senior notes of $650,000,000 with The Bank of New York Mellon Trust Company, N.A. at 5.750% maturing September 15, 2034.

“On May 13, 2024, Reinsurance Group of America, Incorporated (the "Company") completed the offering of $650 million aggregate principal amount of its 5.750% Senior Notes due 2034 (the "Senior Notes").”

COMMONWEALTH EDISON Co incurred senior notes of $400 million aggregate principal amount of its First Mortgage 5.300% Bonds, Series 136, due June 1, 2034 with Goldman Sachs & Co. LLC, U.S. Bancorp Investments, Inc. and Wells Fargo Securities, LLC, as representatives of the several underwriters at 5.300% per annum maturing June 1, 2034.

“On May 13, 2024, ComEd issued $400 million aggregate principal amount of its First Mortgage 5.300% Bonds, Series 136, due June 1, 2034”

COMMONWEALTH EDISON Co incurred senior notes of $400 million aggregate principal amount of its First Mortgage 5.300% Bonds, Series 136, due June 1, 2034, and $400 milli with Goldman Sachs & Co. LLC, U.S. Bancorp Investments, Inc. and Wells Fargo Securities, LLC, as representatives of the several underwriters at 5.300% per annum for Series 136 Bonds, 5.650% per annum for Series 137 Bonds maturing Series 136: June 1, 2034; Series 137: June 1, 2054.

“On May 13, 2024, ComEd issued $400 million aggregate principal amount of its First Mortgage 5.300% Bonds, Series 136, due June 1, 2034, and $400 million aggregate principal amount of its First Mortgage 5.650% Bonds, Series 137, due June 1, 2054.”

Everest Consolidator Acquisition Corp amended loan of up to $4,500,000 with Everest Consolidator Sponsor, LLC maturing the earlier of (x) the closing of the Company's business combination pursuant to that certain Business Combination Agreement, dated May 19, 2023, by and among t.

“On May 10, 2024, the Company and the Sponsor amended and restated the unsecured promissory note issued by the Company to the Sponsor, dated May 7, 2023, as amended by that certain Amended and Restated Promissory Note dated as of December 7, 2023 and as further amended by that certain Second Amended and Restated Promissory Note dated as of March 26, 2024 (the “Third A&R Promissory Note”), to (i) increase the principal amount of the Third A&R Promissory Note that may be drawn upon by the Company up to $4,500,000 and (ii) amend the maturity date to the earlier of (x) the closing of the Company’s business combination pursuant to that certain Business Combination Agreement, dated May 19, 2023, by and among the Company and the parties thereto or (y) August 28, 2024.”

ZeroFox Holdings, Inc. incurred credit facility of $120,000,000 initial term loan and $10,000,000 revolving credit facility with Monroe Capital Management Advisors, LLC maturing sixth anniversary of the Closing Date.

“The Credit Agreement provides for extensions of credit in the form of (i) initial term loans to Parent in an aggregate principal amount of $120,000,000 (the “Initial Term Loan”) and (ii) revolving credit loans made available to the Parent at any time and from time to time (prior to the sixth anniversary of the Closing Date, or if such date is not a business day, the immediately preceding business day) in an aggregate principal amount at any time outstanding not in excess of $10,000,000 (including letters of credit outstanding at the time).”

APi Group Corp incurred term loan of approximately $2,257 million with Citibank, N.A. at base rate plus a reduced applicable margin equal to 1.00% per annum, or (ii) a t maturing January 3, 2029.

“Amendment No. 6 provides for the incurrence of a tranche of incremental term loans (the "Repriced 2021 Incremental Term Loans") under the Credit Agreement in an aggregate amount of approximately $2,257 million”

Aditxt, Inc. reported a default on lease obligation of $590,557.31 with LS Biotech Eight, LLC at Default Rate as defined in the Lease.

“On May 10, 2024, Aditxt, Inc. (the “ Company ”) received written notice (the “ Notice ”) from LS Biotech Eight, LLC (the “ Landlord ”) that the Company was in violation of its obligation to (i) pay Base Rent (as defined in the Lease) and Additional Rent (as defined in the Lease) in the amount of $431,182.32 in the aggregate, together with administrative charges and interest, as well as (ii) replenish the Security Deposit (as defined in the Lease) in the amount of $159,375.00, all as required under that certain Lease Agreement dated as of May 4, 2021 by and between the Landlord and the Company (the “ Lease ”). Pursuant to the Notice, the Landlord has demanded that a payment of $590,557.31 plus administrative charges and interest, which shall accrue at the Default Rate (as defined in the Lease) be made no later than May 17, 2024.”

Fisker Inc./DE incurred senior notes of $3,456,000 in aggregate principal amount of senior secured notes due 2024 with holder of the 0% senior convertible notes due 2025 (the "Investor") at three-month Secured Overnight Financing Rate plus 12.0% maturing June 24, 2024.

“pursuant to which the Company agreed to sell, and the Investor agreed to purchase, $3,456,000 in aggregate principal amount of senior secured notes due 2024 (the "Notes")”

Snap Inc incurred convertible notes of $650.0 million with Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC and BofA Securities, Inc., as representatives of the several purchasers at 0.50% per year maturing May 1, 2030.

“On May 8, 2024, we entered into a purchase agreement (the “Purchase Agreement”) with Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC and BofA Securities, Inc., as representatives of the several purchasers named therein (collectively, the “Initial Purchasers”), relating to the sale by us of an aggregate of $650.0 million principal amount of our 0.50% Convertible Senior Notes due 2030”

Phillips Edison & Company, Inc. incurred senior notes of $350,000,000 aggregate principal amount at 5.750% per annum maturing July 15, 2034.

“On May 13, 2024, Phillips Edison Grocery Center Operating Partnership I, L.P. (the “Issuer”), a Delaware limited partnership and subsidiary of Phillips Edison & Company, Inc. (the “Guarantor”), completed an underwritten public offering of $350,000,000 aggregate principal amount of its 5.750% Senior Notes due 2034 (the “Notes”).”

GRAPHIC PACKAGING HOLDING CO incurred senior notes of $500.0 million aggregate principal amount with BofA Securities, Inc. at 6.375% maturing July 15, 2032.

“completed its previously announced private offering of $500.0 million aggregate principal amount of its 6.375% senior unsecured notes due 2032”

ARES CAPITAL CORP incurred senior notes of $850,000,000 aggregate principal amount with U.S. Bank Trust Company, National Association at 5.950% per year maturing July 15, 2029.

“The First Supplemental Indenture relates to the Company’s issuance, offer and sale of $850,000,000 aggregate principal amount of its 5.950% notes due 2029 (the “Notes”).”

CNO Financial Group, Inc. incurred senior notes of $700.0 million with U.S. Bank Trust Company, National Association at 6.450% maturing June 15, 2034.

“LLC and Barclays Capital Inc., as representatives of the several underwriters listed therein (the “Underwriters”), in connection with the offer and sale by the Company of $700.0 million of 6.450% senior notes due 2034 (the “Notes”). The Company closed its public offering of the Notes on May 13, 2024. The Notes were issued under the Indenture, dated as of June”

PROVIDENT FINANCIAL SERVICES INC incurred senior notes of $225.0 million aggregate principal amount with Wilmington Trust, National Association at 9.00% Fixed-to-Floating Rate maturing due 2034.

“standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Item 1.01 Entry into a Material Definitive Agreement Pursuant to the previously announced offering of $225.0 million aggregate principal amount of 9.00% Fixed-to-Floating Rate Subordinated Notes due 2034 (the “Notes”) to be issued by Provident Financial Services, Inc. (the “Company”), the”

LIVEPERSON INC incurred senior notes of up to $100,000,000 in aggregate principal amount with Lynrock Lake Master Fund LP at 10.83% (consisting of 4.17% cash and 6.66% paid in kind) per annum maturing the earlier of (a) June 15, 2029, and (b) 91 days before the maturity of the 2026 Notes.

“principal amount of the Company’s outstanding 0% Convertible Senior Notes due December 15, 2026 (the “2026 Notes”) currently held by Lynrock (the “Existing Lynrock Notes”) for $100,000,000 aggregate principal amount of Senior Secured Convertible Notes due 2029 (the “New Notes”), (ii) a private offering and sale of up to $100,000,000 in aggregate principal amount of”

WASTE MANAGEMENT INC amended revolving credit of $3.5 billion (plus a $1 billion accordion feature) with Bank of America, N.A., as administrative agent at SOFR plus applicable margin ranging from .585% to 1.025% per annum maturing May 8, 2029.

“extend the term and maintain available revolving credit to serve U.S. and Canadian needs of the Company and its subsidiaries. The total commitment under the Credit Agreement is $3.5 billion (plus a $1 billion accordion feature) and the maturity date is May 8, 2029, with the option to request up to two one-year extensions. Waste Management of Canada Corporation and”

Global Clean Energy Holdings, Inc. amended credit facility of up to $180 million with Orion Energy Partners TP Agent, LLC (as administrative agent).

“Pursuant to Amendment No. 15, the size of the Tranche D loan facility under the Senior Credit Agreement was increased to an amount of up to $180 million.”

Acri Capital Acquisition Corp incurred debt of $50,000 with Acri Capital Sponsor LLC at non-interest bearing maturing the earlier of (i) consummation of the Company’s initial business combination and (ii) the date of the liquidation of the Company.

“o its sponsor, Acri Capital Sponsor LLC (the “ Sponsor ”). The Note is non-interest bearing and payable (subject to the waiver against trust provisions) on the earlier of (i) consummation of the Company’s”

Embrace Change Acquisition Corp. incurred loan of $81,000 with Zheng Yuan at bears no interest maturing upon the consummation of the Company's initial business combination.

“On May 7, 2024, Embrace Change Acquisition Corp. (the “Company”) issued an unsecured promissory note (the “Working Capital Note”), in an amount of $81,000 to Zheng Yuan, the Company’s Chief Financial Officer, for the $81,000 Ms. Yuan paid for the Company to pay off a bill.”

Nova Vision Acquisition Corp incurred convertible notes of $69,763.37 with Nova Pulsar Holdings Limited at does not bear interest maturing upon the closing of a business combination.

“On May 9, 2024, Nova Vision Acquisition Corp. (the “Company”) issued an unsecured promissory note in the aggregate principal amount of $69,763.37 (the “Note”) to Nova Pulsar Holdings Limited, the Company’s initial public offering sponsor (“Sponsor”) in exchange for Sponsor depositing such amount into the Company’s trust account in order to extend the amount of time it has available to complete a business combination. The Note does not bear interest and matures upon the closing of a business combination by the Company.”

TOKEN COMMUNITIES LTD. incurred loan of Five Million Dollars with David Chen at four percent per annum maturing May 10, 2027.

“whereby the Company acquired all of the issued and outstanding shares of common stock of ASC Global in exchange for the issuance of a promissory note by the Company to the shareholder (David Chen, President of the Company) of ASC Global in the principal amount of Five Million Dollars (the “Promissory Note”). The Promissory Note bears interest at the rate of four percent per annum and provides that all outstanding principal of and accrued but unpaid interest thereon shall be paid in full on or before May 10, 2027”

DermTech, Inc. reported a default on lease obligation of $661,706.34 with Kilroy Realty, L.P..

“On May 7, 2024, DermTech, Inc. (the “Company”) received notice from Kilroy Realty, L.P. (the “Landlord”) of a potential event of default under that certain Office Lease, by and between the Landlord and the Company, dated as of July 1, 2023 (as amended, the “Lease”) for failure to pay Basic Rent and Additional Rent (as each term is defined in the Lease) in the aggregate amount of $661,706.34”

Workhorse Group Inc. incurred convertible notes of $6,285,714 with institutional investor at 9.0% per annum maturing one-year anniversary of the date hereof (May 10, 2025).

“Pursuant to the Securities Purchase Agreement, on May 10, 2024, the Company issued and sold to the Investor a (i) Note in the original principal amount of $6,285,714 (the “First Additional Note”) and (ii) Warrant to purchase up to 36,785,453 shares of Common Stock (the “First Additional Warrant”).”

TXNM ENERGY INC incurred term loan of $200.0 million with U.S. Bank National Association at PNM must pay interest on its borrowings under the Term Loan from time to time fo maturing on or before November 10, 2025.

“On May 10, 2024, Public Service Company of New Mexico ("PNM"), a wholly-owned subsidiary of PNM Resources, Inc., entered into a $200.0 million term loan agreement (the "Term Loan"), among PNM, the lenders party thereto and U.S. Bank National Association, as administrative agent (the "Administrative Agent").”

HOST HOTELS & RESORTS L.P. incurred senior notes of $600 million aggregate principal amount with The Bank of New York Mellon at 5.700% maturing 2034.

“Fargo Securities, LLC agreed to serve as representatives of the several underwriters named in the Underwriting Agreement in connection with the public offering by Host L.P. of $600 million aggregate principal amount of its 5.700% Series K senior notes due 2034 (the “ Series K senior notes ”). The foregoing description of the Underwriting Agreement does not purport”

Option Care Health, Inc. amended term loan at Term SOFR plus 2.25%.

“reduces the interest rate on the Term B Loans thereunder from Term SOFR (including a credit spread adjustment) plus 2.75% to Term SOFR plus 2.25% and removes the credit spread adjustment with respect to such Term B Loans”

Option Care Health, Inc. incurred term loan of $50,000,000 at Term SOFR plus 2.25%.

“provides for incurrence of incremental term loans in the aggregate principal amount of $50,000,000, which bear interest at the same interest rate as provided in the foregoing clause (i).”

SOUTHERN CO incurred convertible notes of $1,500,000,000 with Computershare Trust Company, N.A. at 4.50% maturing June 15, 2027.

“On May 9, 2024, The Southern Company (the “Company”) issued $1,500,000,000 aggregate principal amount of its Series 2024A 4.50% Convertible Senior Notes due June 15, 2027”

Meritage Homes CORP incurred convertible notes of $575 million aggregate principal amount with Regions Bank, as trustee at 1.75% per year maturing May 15, 2028.

“On May 9, 2024, Meritage Homes Corporation ("Meritage" or the "Company") issued $575 million aggregate principal amount of 1.75% Convertible Senior Notes due 2028 (the "Notes"), which includes the exercise in full of the $75 million option granted to the initial purchasers of the Notes (the "Initial Purchasers"), pursuant to an Indenture, dated as of May 9, 2024 (the "Indenture"), among the Company, the Subsidiary Guarantors from time to time party thereto (as defined below) and Regions Bank, as trustee (the "Trustee").”

AstroNova, Inc. amended credit facility of EUR 14,000,000 new term loan and increase in revolving credit facility from $25,000,000 to $30,000,000 with Bank of America, N.A. at EURIBOR plus 1.60%-2.50%; Term SOFR plus 1.60%-2.50% or reference rate plus 0.60 maturing Term A-2 Loan due August 4, 2027; revolving facility due August 4, 2027.

“Company as borrower, Astro Machine as a guarantor, and the Lender. 2 The Amended Credit Agreement provides for (i) a new term loan to the Company in the principal amount of EUR 14,000,000 (the “ Term A-2 Loan ”), which term loan is in addition to the existing term loan (the “ Existing Term Loan ”) outstanding under the Existing Credit Agreement in the principal”

ODP Corp amended revolving credit of up to $800 million with JPMorgan Chase Bank, N.A., as Administrative Agent at between 0.75% and 1.25% for Revolving Loans at the Alternate Base Rate and betwe maturing May 9, 2029.

“The Fourth Amended Credit Agreement provides, among other things, the Borrowers with a 5-year revolving loan facility (the “Revolving Loan Facility”) in the aggregate principal amount of up to $800 million, maturing on May 9, 2029 (the “Maturity Date”) and reduces the interest rate margins applicable to revolving loans by 0.25% from the margins set forth in the Existing Credit Agreement.”

HOME DEPOT, INC. incurred revolving credit of $10.0 billion with JPMorgan Chase Bank, N.A. as administrative agent at Term SOFR for the selected term which may be one, three or six months, plus a cr maturing May 6, 2025.

“A Revolving Credit Facility Agreement dated as of May 7, 2024 (the “Capital Markets Credit Agreement”, and together with the 364-Day Credit Agreement and the Three-Year Credit Agreement, the “Credit Agreements”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $10.0 billion revolving credit facility (the “Capital Markets Credit Facility”, and together with the 364-Day Credit Facility and the Three-Year Credit Facility, the “Credit Facilities”).”

HOME DEPOT, INC. incurred revolving credit of $1.0 billion with JPMorgan Chase Bank, N.A. as administrative agent at Term SOFR for the selected term which may be one, three or six months, plus a cr maturing May 7, 2027.

“A Three-Year Revolving Credit Facility Agreement dated as of May 7, 2024 (the “Three-Year Credit Agreement”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $1.0 billion revolving credit facility (the “Three-Year Credit Facility”).”

HOME DEPOT, INC. incurred revolving credit of $3.5 billion with JPMorgan Chase Bank, N.A. as administrative agent at Term SOFR for the selected term which may be one, three or six months, plus a cr maturing May 6, 2025.

“A 364-Day Revolving Credit Facility Agreement dated as of May 7, 2024 (the “364-Day Credit Agreement”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $3.5 billion revolving credit facility (the “364-Day Credit Facility”).”

Fortrea Holdings Inc. incurred debt of $300 million with PNC Bank, National Association at one-month term secured overnight financing rate maturing May 6, 2027.

“Fortrea Holdings Inc. (the “Company”), Fortrea Receivables LLC, a special purpose entity (the “SPE”) that is a wholly-owned indirect subsidiary of the Company, and Fortrea Inc., as originator (the “Originator”) and servicer (the “Servicer”), entered into a three-year, $300 million receivables securitization program (the “Receivables Facility”) with PNC Bank, National Association, as administrative agent (the “Administrative Agent”) and initial purchaser”

Vacasa, Inc. incurred revolving credit of $81 million with JP Morgan Chase Bank, N.A. as Administrative Agent.

“On May 8, 2024, V-Revolver Sub, LLC, a subsidiary of the Company, drew down an aggregate amount of $81 million under its revolving credit facility (the "Facility") pursuant to the Credit Agreement dated as of October 7, 2021”

Benson Hill, Inc. incurred term loan of $15.8 million with First National Bank of Omaha at prime rate plus 1% maturing April 1, 2029.

“a term loan facility from FNBO to DDB in the amount of $15.8 million, bearing interest at a floating rate equal to the prime rate plus 1%, with quarterly principal payments in the amount of $395,000 each, with accrued interest payable quarterly, and maturing on April 1, 2029”

Benson Hill, Inc. incurred credit facility of $6 million with First National Bank of Omaha at prime rate plus 1/4% maturing December 1, 2024.

“a revolving credit facility from FNBO to DDB in the maximum aggregate amount of $6 million, bearing interest at a floating rate equal to the prime rate plus 1/4%, with accrued interest payable monthly, and with a maturity date of December 1, 2024”

Caesars Entertainment, Inc. amended term loan of $2.5 billion with JPMorgan Chase Bank, N.A., as administrative agent at Term SOFR plus 2.75% per annum or Base Rate plus 1.75% per annum.

“modified from time to time, the “Credit Agreement”). Among other things, the Amendment reduces the interest rate margins applicable to the Company’s existing approximately $2.5 billion term B loan facility to, at the Company’s option, either (a) a forward-looking term rate based on the secured overnight financing rate for the applicable interest period (“Term”

Coherus Oncology, Inc. incurred term loan of $38.7 million with Ankura Trust Company, LLC at 8.00% per annum, plus a three month SOFR rate maturing May 8, 2029.

“On May 8, 2024, Coherus BioSciences, Inc., a Delaware corporation (the “Company”), entered into a senior secured term loan facility of up to $38.7 million (the “Term Loan”), all to be funded on May 8, 2024 (the “Effective Date”), with Ankura Trust Company, LLC, as administrative agent”

Block, Inc. incurred senior notes of $2.0 billion in aggregate principal amount with Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC and Morgan Stanley & Co. LLC at 6.50% per annum maturing May 15, 2032.

“Morgan Stanley & Co. LLC, as representatives of the several initial purchasers listed in Schedule I therein (the “Initial Purchasers”), relating to the sale by the Company of $2.0 billion in aggregate principal amount of its 6.50% Senior Notes due 2032 (the “Notes”) in private placements to persons reasonably believed to be “qualified institutional buyers””

MOBIVITY HOLDINGS CORP. amended credit facility with Thomas B. Akin maturing until June 30, 2026.

“The Amendment further amends the Existing Credit Agreement to extend the maturity of the Credit Agreement and related convertible notes thereunder until June 30, 2026.”

SS&C Technologies Holdings Inc incurred senior notes of $750 million aggregate principal amount with Wilmington Trust, National Association at 6.500% per annum maturing June 1, 2032.

“Notes due 2032 (the “Notes”), at a price equal to 100% of their face value, pursuant to an indenture, dated as of May 9, 2024 (the “Indenture”), among the Issuer, the Parent, the other guarantors party thereto (together with the Parent, the “Guarantors”) and Wilmington Trust, National Association, as trustee. The Notes were offered and sold in a private placement sale in the United States to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”), and to certain non-U.S.”

HALLMARK VENTURE GROUP, INC. incurred loan with an independent privately-held non-affiliated third party at 8% maturing 180 day.

“On May 2, 2024, the Company subsequently made a strategic loan with an independent privately-held non-affiliated third party by entering into a 180 day 8% On Demand Promissory Note Agreement”

HALLMARK VENTURE GROUP, INC. incurred convertible notes of $100,000 with Nicosel, LLC at 8% maturing April 30, 2025.

“On May 1, 2024, Hallmark Venture Group, Inc (the "Company") issued a $100,000, 8% Convertible Promissory Note (the "Note") and entered into a Warrant Subscription Agreement with Nicosel, LLC”