---
schema_version: "secwatch.filing_event.v1"
accession: "0000004457-22-000096"
form_type: "8-K"
ticker: "UHAL"
cik: "0000004457"
company_name: "U-Haul Holding Co /NV/"
filed_at: "2022-09-27T23:59:59+00:00"
generated_at: "2026-06-23T07:20:14.213535+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.25
calibrated_materiality_score: 0.25
confidence: "high"
source: SEC EDGAR
---

# AMERCO offers up to $2.71M in secured notes at 3.70%-4.30%, maturing 2-7 years

## Summary
- Offering aggregate principal of up to $2,711,100 across ten series (UIC-12L through 21L) of secured notes.
- Notes bear interest rates between 3.70% and 4.30% per year, maturing two to seven years from issue.
- Quarterly payments credited to holders' U-Haul Investors Club accounts; notes are fully amortizing.
- Proceeds to reimburse subsidiaries for collateral acquisition/development and for general corporate purposes.
- Notes secured by collateral but not guaranteed by subsidiaries; effectively subordinated to subsidiary claims.

## SEC filing metadata
- accession: 0000004457-22-000096
- form_type: 8-K
- ticker: UHAL
- cik: 0000004457
- company_name: U-Haul Holding Co /NV/
- filed_at: 2022-09-27T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.25
- calibrated_materiality_score: 0.25
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4457/000000445722000096/0000004457-22-000096-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4457/000000445722000096/uhal-20220927.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004457-22-000096
- JSON: https://secwatch.observer/filing/0000004457-22-000096.json
- Plain text: https://secwatch.observer/filing/0000004457-22-000096.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.