{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-23-000004","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2023-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.716319+00:00","generated_at":"2026-06-20T07:28:36.681666+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"American Express FY2022 revenue up 25% to $52.9B; guides FY2023 EPS $11.00-11.40","bullets":["Q4 revenue record $14.2B (+17% YoY); EPS $2.07 vs $2.18 a year ago.","FY2022 EPS $9.85 vs $10.02; provisions for credit losses $2.2B vs benefit of $1.4B in 2021.","Guides FY2023 revenue growth 15-17% and EPS $11.00-$11.40.","Plans to raise quarterly dividend 15% to $0.60/share starting Q1 2023.","Record 12.5 million new Card accounts added in 2022; card member spending drove growth."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-23-000004","json":"https://secwatch.observer/filing/0000004962-23-000004.json","markdown":"https://secwatch.observer/filing/0000004962-23-000004.md","text":"https://secwatch.observer/filing/0000004962-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000004/0000004962-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000004/axp-20230127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:28:36.681666+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a67a59fb8424622bd0e22dc201c78b6d60d23ce1","claim":"AMERICAN EXPRESS CO reported Fourth-quarter 2022 results: revenue $14.2 billion, net income $1.6 billion, EPS $2.07.","evidence_excerpt":"Fourth-quarter consolidated total revenues net of interest expense were $14.2 billion, up 17 percent from $12.1 billion a year ago.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000004/0000004962-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Fourth-quarter 2022"},{"label":"Revenue","value":"$14.2 billion"},{"label":"Net income","value":"$1.6 billion"},{"label":"EPS","value":"$2.07"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"a67a59fb8424622bd0e22dc201c78b6d60d23ce1","claim":"AMERICAN EXPRESS CO reported Fourth-quarter 2022 results: revenue $14.2 billion, net income $1.6 billion, EPS $2.07.","evidence_excerpt":"AMERICAN EXPRESS DELIVERS ON 2022 GROWTH PLAN WITH FULL-YEAR REVENUE GROWTH OF 25% AND EARNINGS PER SHARE OF $9.85 FOURTH-QUARTER 2022 REVENUE INCREASED 17% TO A RECORD $14.2 BILLION, DRIVEN BY HIGHEST EVER QUARTERLY CARD MEMBER SPENDING; EPS FOR QUARTER WAS $2.07 COMPANY EXPECTS FULL-YEAR 2023 REVENUE GROWTH OF 15% TO 17% AND EPS OF $11.00 TO $11.40 AS IT","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000004/0000004962-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Fourth-quarter 2022"},{"label":"Revenue","value":"$14.2 billion"},{"label":"Net income","value":"$1.6 billion"},{"label":"EPS","value":"$2.07"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"ee13e0a025576afa3c0d258f5e08f7a993dc5708","claim":"AMERICAN EXPRESS CO reported Full-year 2023 results: revenue 15% to 17%, EPS $11.00 to $11.40. Guidance initiated.","evidence_excerpt":"Given our momentum, we expect 2023 revenue growth of 15 percent to 17 percent and earnings per share of $11.00 to $11.40.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000004/0000004962-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Full-year 2023"},{"label":"Revenue","value":"15% to 17%"},{"label":"EPS","value":"$11.00 to $11.40"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"},{"claim_id":"f55a36850241a5acffadd3b3fdd6fa186de35019","claim":"AMERICAN EXPRESS CO reported Full-year 2022 results: revenue $52.9 billion, net income $7.5 billion, EPS $9.85.","evidence_excerpt":"Consolidated total revenues net of interest expense for the full year were $52.9 billion, up 25 percent from $42.4 billion a year ago.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000004/0000004962-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Full-year 2022"},{"label":"Revenue","value":"$52.9 billion"},{"label":"Net income","value":"$7.5 billion"},{"label":"EPS","value":"$9.85"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f55a36850241a5acffadd3b3fdd6fa186de35019","claim":"AMERICAN EXPRESS CO reported Full-year 2022 results: revenue $52.9 billion, net income $7.5 billion, EPS $9.85.","evidence_excerpt":"longer-term growth plan aspirations for double-digit annual revenue growth and mid-teens EPS growth.” Consolidated total revenues net of interest expense for the full year were $52.9 billion, up 25 percent from $42.4 billion a year ago. The increase primarily reflected growth in Card Member spending compared to the prior year. Consolidated provisions for credit","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000004/0000004962-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Full-year 2022"},{"label":"Revenue","value":"$52.9 billion"},{"label":"Net income","value":"$7.5 billion"},{"label":"EPS","value":"$9.85"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}