{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-23-000015","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.877376+00:00","generated_at":"2026-06-16T22:56:48.217025+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"AmEx Q1 revenue record $14.3B (+22% YoY); EPS $2.40 (-12% YoY) as credit costs rise; reaffirms FY guidance","bullets":["Revenue $14.3B record, up 22% YoY; card member spending up 16% FX-adjusted, T&E up 39%.","Diluted EPS $2.40 (down 12% YoY); net income $1.8B (down 13%); provisions for credit losses $1.055B vs $33M benefit prior year.","Dividend declared $0.60 per share, up 15% from $0.52.","Reaffirmed FY2023 guidance: revenue growth 15-17%, EPS $11.00-$11.40.","U.S. Consumer Services pretax income $1.1B (down 26% YoY); International Card Services pretax $189M (down 23%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-23-000015","json":"https://secwatch.observer/filing/0000004962-23-000015.json","markdown":"https://secwatch.observer/filing/0000004962-23-000015.md","text":"https://secwatch.observer/filing/0000004962-23-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000015/0000004962-23-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000015/axp-20230420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T22:56:48.217025+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"594ae270a77c61c55495be727da99a39dd4b8962","claim":"AMERICAN EXPRESS CO reported first-quarter ended March 31, 2023 results: revenue $14,281, net income $1,816, EPS $2.40. Guidance reaffirmed.","evidence_excerpt":"Total Network Volumes (Billions) $398.9 $350.3 14% Total Revenues Net of Interest Expense $14,281 $11,735 22% Total Provisions for Credit Losses $1,055 $(33) # Net Income $1,816 $2,099 (13)% Diluted Earnings Per Common Share 1 $2.40 $2.73 (12)% Average Diluted Common Shares Outstanding 744 758 (2)%","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000015/0000004962-23-000015-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first-quarter ended March 31, 2023"},{"label":"Revenue","value":"$14,281"},{"label":"Net income","value":"$1,816"},{"label":"EPS","value":"$2.40"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}