{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-23-000027","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2023-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.370669+00:00","generated_at":"2026-06-13T05:13:37.761709+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"American Express posts record Q2 revenue of $15.1B (+12% YoY); EPS $2.89 (+12%); reaffirms FY2023 guidance","bullets":["Record revenue of $15.1B, up 12% YoY; diluted EPS of $2.89, up 12% YoY (record).","Card Member spending hit all-time high, up 8% FX-adjusted; T&E spending up 14% FX-adjusted.","Reaffirmed full-year 2023 guidance: revenue growth 15-17% and EPS $11.00-$11.40.","Extended Hilton co-brand partnership to 2033; over 70% of new accounts on fee-based products.","Provisions for credit losses rose to $1.2B from $410M YoY; net write-off rate 2.0% vs 0.9% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-23-000027","json":"https://secwatch.observer/filing/0000004962-23-000027.json","markdown":"https://secwatch.observer/filing/0000004962-23-000027.md","text":"https://secwatch.observer/filing/0000004962-23-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000027/0000004962-23-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000027/axp-20230721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:13:37.761709+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"aff04e4e1bd0f850aa0c975427076497bc8e7ec7","claim":"AMERICAN EXPRESS CO reported the second quarter ended June 30, 2023 results: revenue $15.1 billion, net income $2.2 billion, EPS $2.89. Guidance reaffirmed.","evidence_excerpt":"Kerri S. Bernstein, Kerri.S.Bernstein@aexp.com, +1.212.640.5574 Michelle A. Scianni, Michelle.A.Scianni@aexp.com, +1.212.640.5574 AMERICAN EXPRESS REPORTS RECORD REVENUE OF $15.1 BILLION, UP 12% FROM THE PRIOR YEAR, WITH CARD MEMBER SPENDING REACHING A QUARTERLY HIGH SECOND-QUARTER EARNINGS PER SHARE ROSE 12% TO RECORD $2.89 COMPANY REAFFIRMS FULL-YEAR 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496223000027/0000004962-23-000027-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Revenue","value":"$15.1 billion"},{"label":"Net income","value":"$2.2 billion"},{"label":"EPS","value":"$2.89"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}