{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-24-000008","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2024-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.633683+00:00","generated_at":"2026-06-06T16:51:34.808555+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"American Express reports record FY 2023 revenue $60.5B, EPS $11.21; guides FY 2024 EPS $12.65-$13.15","bullets":["FY 2023 net income $8.4B, diluted EPS $11.21 (+14% YoY); total revenue $60.5B (+14% reported, +15% FX-adj).","Q4 2023 EPS $2.62 vs $2.07 YoY; revenue $15.8B (+11%). Provisions for credit losses $1.4B vs $1.0B.","2024 guidance: revenue growth 9-11%, EPS $12.65-$13.15. Management cites continued momentum and premium demand.","Quarterly dividend increased 17% to $0.70/share, starting Q1 2024 declaration.","Added 12.2M new proprietary cards in 2023; total cards-in-force >140M. Billed business $1.46T (+9% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-24-000008","json":"https://secwatch.observer/filing/0000004962-24-000008.json","markdown":"https://secwatch.observer/filing/0000004962-24-000008.md","text":"https://secwatch.observer/filing/0000004962-24-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496224000008/0000004962-24-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496224000008/axp-20240126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T16:51:34.808555+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"33cce94e3eb0a8ab16f13fca8e4a54c4e8d83bbb","claim":"AMERICAN EXPRESS CO reported full-year 2023 results: revenue $60,515, net income $8,374, EPS $11.21. Guidance reaffirmed.","evidence_excerpt":"December 31, Percentage Inc/(Dec) 2023 2022 2023 2022 Billed Business (Billions) $379.8 $357.4 6% $1,459.6 $1,338.3 9% Total Revenues Net of Interest Expense $15,799 $14,176 11% $60,515 $52,862 14% FX-adjusted 1 $14,225 11% $52,833 15% Total Provisions for Credit Losses $1,437 $1,027 40% $4,923 $2,182 # Net Income $1,933 $1,572 23% $8,374 $7,514 11% Diluted","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496224000008/0000004962-24-000008-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full-year 2023"},{"label":"Revenue","value":"$60,515"},{"label":"Net income","value":"$8,374"},{"label":"EPS","value":"$11.21"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"6401b43b45dd8db6105255803ea744ba48cb7cde","claim":"AMERICAN EXPRESS CO reported Quarters Ended December 31, 2023 results: revenue $15,799, net income $1,933, EPS $2.62.","evidence_excerpt":"Years Ended December 31, Percentage Inc/(Dec) 2023 2022 2023 2022 Billed Business (Billions) $379.8 $357.4 6% $1,459.6 $1,338.3 9% Total Revenues Net of Interest Expense $15,799 $14,176 11% $60,515 $52,862 14% FX-adjusted 1 $14,225 11% $52,833 15% Total Provisions for Credit Losses $1,437 $1,027 40% $4,923 $2,182 # Net Income $1,933 $1,572 23% $8,374","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496224000008/0000004962-24-000008-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Quarters Ended December 31, 2023"},{"label":"Revenue","value":"$15,799"},{"label":"Net income","value":"$1,933"},{"label":"EPS","value":"$2.62"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}