{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-24-000061","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2024-09-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.558357+00:00","generated_at":"2026-05-31T04:47:19.947087+00:00","sec_items":["7.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"AmEx Aug credit stats: Consumer 30+ day delinquencies at 1.3%, write-off rate 2.2%","bullets":["Total U.S. Consumer loans $87.3B; 30+ day past due 1.3% (unchanged MoM).","Consumer net write-off rate (principal) 2.2% in Aug vs 2.1% in Jul and 2.3% in Jun.","U.S. Small Business loans $30.1B; 30+ day past due 1.4%; write-off rate 2.3% (flat).","Lending Trust annualized default rate 1.4% in Aug vs 1.2% in Jul and 1.5% in Jun.","Total Card Member loans (Consumer + Small Business) $117.4B as of Aug 31."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-24-000061","json":"https://secwatch.observer/filing/0000004962-24-000061.json","markdown":"https://secwatch.observer/filing/0000004962-24-000061.md","text":"https://secwatch.observer/filing/0000004962-24-000061.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496224000061/0000004962-24-000061-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496224000061/axp-20240916.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T04:47:19.947087+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}