---
schema_version: "secwatch.filing_event.v1"
accession: "0000004962-24-000061"
form_type: "8-K"
ticker: "AXP"
cik: "0000004962"
company_name: "AMERICAN EXPRESS CO"
filed_at: "2024-09-16T23:59:59+00:00"
generated_at: "2026-05-31T04:47:19.947087+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# AmEx Aug credit stats: Consumer 30+ day delinquencies at 1.3%, write-off rate 2.2%

## Summary
- Total U.S. Consumer loans $87.3B; 30+ day past due 1.3% (unchanged MoM).
- Consumer net write-off rate (principal) 2.2% in Aug vs 2.1% in Jul and 2.3% in Jun.
- U.S. Small Business loans $30.1B; 30+ day past due 1.4%; write-off rate 2.3% (flat).
- Lending Trust annualized default rate 1.4% in Aug vs 1.2% in Jul and 1.5% in Jun.
- Total Card Member loans (Consumer + Small Business) $117.4B as of Aug 31.

## SEC filing metadata
- accession: 0000004962-24-000061
- form_type: 8-K
- ticker: AXP
- cik: 0000004962
- company_name: AMERICAN EXPRESS CO
- filed_at: 2024-09-16T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4962/000000496224000061/0000004962-24-000061-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4962/000000496224000061/axp-20240916.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004962-24-000061
- JSON: https://secwatch.observer/filing/0000004962-24-000061.json
- Plain text: https://secwatch.observer/filing/0000004962-24-000061.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.