---
schema_version: "secwatch.filing_event.v1"
accession: "0000004962-24-000065"
form_type: "8-K"
ticker: "AXP"
cik: "0000004962"
company_name: "AMERICAN EXPRESS CO"
filed_at: "2024-10-15T23:59:59+00:00"
generated_at: "2026-05-30T14:59:14.436206+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# AmEx Sept 2024 U.S. card delinquency 1.4%, net write-off 1.9%; total loans $116.7B

## Summary
- U.S. Consumer 30+ day delinquency rate 1.4% on $86.8B loans; net write-off rate 1.9% for month.
- U.S. Small Business 30+ day delinquency rate 1.5% on $29.9B loans; net write-off rate 2.1%.
- Three-month net write-off rates: Consumer 2.1%, Small Business 2.2%.
- Lending Trust annualized default rate 1.3% for September; 30+ days delinquent $0.2B.

## SEC filing metadata
- accession: 0000004962-24-000065
- form_type: 8-K
- ticker: AXP
- cik: 0000004962
- company_name: AMERICAN EXPRESS CO
- filed_at: 2024-10-15T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4962/000000496224000065/0000004962-24-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4962/000000496224000065/axp-20241015.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004962-24-000065
- JSON: https://secwatch.observer/filing/0000004962-24-000065.json
- Plain text: https://secwatch.observer/filing/0000004962-24-000065.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.