{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-25-000005","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2025-01-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.033523+00:00","generated_at":"2026-05-28T00:32:16.127580+00:00","sec_items":["8.01"],"event_type":"regulatory","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"American Express to pay ~$230M to resolve DOJ, Fed probes into small-business sales practices","bullets":["Payments of ~$230M to resolve DOJ and Federal Reserve investigations into historical sales practices for certain U.S. small business customers.","Company says costs largely reserved in prior periods; does not impact 2024 guidance previously provided.","Agreement in principle with Fed staff; formal resolution expected in coming weeks.","Company discontinued certain products by 2021 or earlier and took disciplinary, organizational, and compliance actions."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-25-000005","json":"https://secwatch.observer/filing/0000004962-25-000005.json","markdown":"https://secwatch.observer/filing/0000004962-25-000005.md","text":"https://secwatch.observer/filing/0000004962-25-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496225000005/0000004962-25-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496225000005/axp-20250116.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T00:32:16.127580+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}