{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-25-000034","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2025-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.990973+00:00","generated_at":"2026-05-23T12:35:14.910927+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"American Express Q1 EPS $3.64, revenue $17.0B; maintains FY guidance","bullets":["EPS $3.64, up 9% YoY; net income $2.58B, up 6%.","Revenue $17.0B, up 7% (8% FX-adj); billed business $387.4B, up 6%.","Credit provisions $1.2B, down from $1.3B; write-off rate flat at 2.1%.","Expenses $12.5B, up 10% on higher customer engagement costs and prior-year benefit.","Maintains FY2025 guidance: revenue growth 8-10%, EPS $15.00-$15.50."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-25-000034","json":"https://secwatch.observer/filing/0000004962-25-000034.json","markdown":"https://secwatch.observer/filing/0000004962-25-000034.md","text":"https://secwatch.observer/filing/0000004962-25-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496225000034/0000004962-25-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496225000034/axp-20250417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T12:35:14.910927+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}