---
schema_version: "secwatch.filing_event.v1"
accession: "0000004962-25-000034"
form_type: "8-K"
ticker: "AXP"
cik: "0000004962"
company_name: "AMERICAN EXPRESS CO"
filed_at: "2025-04-17T23:59:59+00:00"
generated_at: "2026-05-23T12:35:14.910927+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# American Express Q1 EPS $3.64, revenue $17.0B; maintains FY guidance

## Summary
- EPS $3.64, up 9% YoY; net income $2.58B, up 6%.
- Revenue $17.0B, up 7% (8% FX-adj); billed business $387.4B, up 6%.
- Credit provisions $1.2B, down from $1.3B; write-off rate flat at 2.1%.
- Expenses $12.5B, up 10% on higher customer engagement costs and prior-year benefit.
- Maintains FY2025 guidance: revenue growth 8-10%, EPS $15.00-$15.50.

## SEC filing metadata
- accession: 0000004962-25-000034
- form_type: 8-K
- ticker: AXP
- cik: 0000004962
- company_name: AMERICAN EXPRESS CO
- filed_at: 2025-04-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4962/000000496225000034/0000004962-25-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4962/000000496225000034/axp-20250417.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004962-25-000034
- JSON: https://secwatch.observer/filing/0000004962-25-000034.json
- Plain text: https://secwatch.observer/filing/0000004962-25-000034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.