secwatch.observer — SEC 8-K summary
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Issuer:     AMERICAN EXPRESS CO (AXP)
CIK:        0000004962
Form:       8-K
Filed at:   2025-04-17T23:59:59+00:00
Accession:  0000004962-25-000034
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

American Express Q1 EPS $3.64, revenue $17.0B; maintains FY guidance
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- EPS $3.64, up 9% YoY; net income $2.58B, up 6%.
- Revenue $17.0B, up 7% (8% FX-adj); billed business $387.4B, up 6%.
- Credit provisions $1.2B, down from $1.3B; write-off rate flat at 2.1%.
- Expenses $12.5B, up 10% on higher customer engagement costs and prior-year benefit.
- Maintains FY2025 guidance: revenue growth 8-10%, EPS $15.00-$15.50.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/4962/000000496225000034/0000004962-25-000034-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/4962/000000496225000034/axp-20250417.htm
  HTML page:      https://secwatch.observer/filing/0000004962-25-000034

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