{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-25-000073","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2025-07-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.118699+00:00","generated_at":"2026-05-18T11:10:51.596480+00:00","sec_items":["7.01","9.01"],"event_type":"regulatory","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Fed sets AmEx's preliminary Stress Capital Buffer at 2.5%, consistent with prior","bullets":["Federal Reserve set AmEx's 2025 preliminary SCB at 2.5% (minimum), effective Oct 1, 2025 through Sep 30, 2026.","SCB requirement is consistent with AmEx's previously disclosed SCB in effect through Sep 30, 2025.","CFO Le Caillec states results reaffirm strong capital position and earnings power.","AmEx previously increased quarterly dividend by 17% to $0.82 and returned $5.4B via buybacks in 12 months through Mar 31, 2025.","Final confirmation by Federal Reserve expected by August 31, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-25-000073","json":"https://secwatch.observer/filing/0000004962-25-000073.json","markdown":"https://secwatch.observer/filing/0000004962-25-000073.md","text":"https://secwatch.observer/filing/0000004962-25-000073.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496225000073/0000004962-25-000073-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496225000073/axp-20250701.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T11:10:51.596480+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}