{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-25-000082","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2025-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.119114+00:00","generated_at":"2026-05-18T05:52:29.636118+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"American Express Q2 revenue record $17.9B, up 9%; adjusted EPS up 17%; reaffirms FY guidance","bullets":["Revenue $17.9B (+9% YoY); EPS $4.08 (-2% reported, +17% adjusted excl. prior-year gain).","Card Member spending quarterly high of $416.3B, up 7% YoY (FX-adjusted) driven by strong premium demand.","Provisions for credit losses $1.4B (+8% YoY); net write-off rate improved to 2.0% from 2.1%.","Reaffirms FY2025 guidance: revenue growth 8-10%, EPS $15.00-$15.50.","Announced upcoming U.S. Consumer and Business Platinum Card refresh this fall."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-25-000082","json":"https://secwatch.observer/filing/0000004962-25-000082.json","markdown":"https://secwatch.observer/filing/0000004962-25-000082.md","text":"https://secwatch.observer/filing/0000004962-25-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496225000082/0000004962-25-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496225000082/axp-20250718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:52:29.636118+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}