---
schema_version: "secwatch.filing_event.v1"
accession: "0000004962-25-000231"
form_type: "8-K"
ticker: "AXP"
cik: "0000004962"
company_name: "AMERICAN EXPRESS CO"
filed_at: "2025-10-24T23:59:59+00:00"
generated_at: "2026-05-17T02:23:31.868364+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# American Express issues $2B of 4.804% Fixed-to-Floating Rate Notes due 2036

## Summary
- Issued $2,000,000,000 aggregate principal amount of 4.804% Fixed-to-Floating Rate Notes.
- Notes mature October 24, 2036; rate converts to floating after initial fixed period.
- Issued under senior indenture with The Bank of New York Mellon as trustee.
- Prospectus supplement dated October 20, 2025, filed as part of S-3 registration statement.

## SEC filing metadata
- accession: 0000004962-25-000231
- form_type: 8-K
- ticker: AXP
- cik: 0000004962
- company_name: AMERICAN EXPRESS CO
- filed_at: 2025-10-24T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4962/000000496225000231/0000004962-25-000231-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4962/000000496225000231/axp-20251024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004962-25-000231
- JSON: https://secwatch.observer/filing/0000004962-25-000231.json
- Plain text: https://secwatch.observer/filing/0000004962-25-000231.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.