---
schema_version: "secwatch.filing_event.v1"
accession: "0000004962-26-000094"
form_type: "8-K"
ticker: "AXP"
cik: "0000004962"
company_name: "AMERICAN EXPRESS CO"
filed_at: "2026-02-10T23:59:59+00:00"
generated_at: "2026-05-16T03:43:07.610562+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# American Express issues $3.5B in senior and subordinated notes across four tranches

## Summary
- Senior Notes: $1.35B at 4.009% fixed-to-floating due Feb 2029; $1B at 4.456% fixed-to-floating due Feb 2032.
- Senior Notes also include $650M floating rate notes due Feb 2029.
- Subordinated Notes: $500M at 5.412% fixed-to-fixed due Feb 2041.
- All notes issued on February 10, 2026; proceeds for general corporate purposes.
- Offering consists of four tranches with maturities ranging from 3 to 15 years.

## SEC filing metadata
- accession: 0000004962-26-000094
- form_type: 8-K
- ticker: AXP
- cik: 0000004962
- company_name: AMERICAN EXPRESS CO
- filed_at: 2026-02-10T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4962/000000496226000094/0000004962-26-000094-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4962/000000496226000094/axp-20260210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004962-26-000094
- JSON: https://secwatch.observer/filing/0000004962-26-000094.json
- Plain text: https://secwatch.observer/filing/0000004962-26-000094.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.