{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-26-000188","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.606836+00:00","generated_at":"2026-05-15T04:42:20.867767+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"American Express Q1 EPS $4.28 (+18% YoY), revenue $18.9B (+11%), reaffirms FY guidance","bullets":["EPS of $4.28, up 18% YoY from $3.64; net income $2.97B, up 15%.","Total revenue net of interest expense $18.9B, up 11% (10% FX-adj).","Billed business $428B, up 10% (9% FX-adj); highest quarterly spend growth in 3 years.","Reaffirmed FY2026 guidance: revenue growth 9-10%, EPS $17.30-$17.90.","Company increased investments in marketing and technology to capitalize on long-term growth."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-26-000188","json":"https://secwatch.observer/filing/0000004962-26-000188.json","markdown":"https://secwatch.observer/filing/0000004962-26-000188.md","text":"https://secwatch.observer/filing/0000004962-26-000188.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496226000188/0000004962-26-000188-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496226000188/axp-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:42:20.867767+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2405110ecc36a749a113ecc4d3bd15cbfe88b1be","claim":"AMERICAN EXPRESS CO reported first-quarter 2026 results: revenue $18,907, net income $2,971, EPS $4.28.","evidence_excerpt":"Total Revenues Net of Interest Expense FX-adjusted 1 $18,907 $16,967 $17,210 11% 10% Net Income $2,971 $2,584 15% Diluted Earnings Per Common Share (EPS) 2 $4.28 $3.64 18%","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496226000188/0000004962-26-000188-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first-quarter 2026"},{"label":"Revenue","value":"$18,907"},{"label":"Net income","value":"$2,971"},{"label":"EPS","value":"$4.28"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"9eb0be376fa5f504f787ba55ce086374dd89e3bf","claim":"AMERICAN EXPRESS CO reported full-year 2026 results: revenue 9 to 10 percent revenue growth, EPS $17.30 to $17.90. Guidance reaffirmed.","evidence_excerpt":"we’re reaffirming our full-year 2026 guidance for 9 to 10 percent revenue growth and EPS of $17.30 to $17.90, and decided to increase our investments in marketing and technology to capitalize on long-term growth opportunities.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4962/000000496226000188/0000004962-26-000188-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full-year 2026"},{"label":"Revenue","value":"9 to 10 percent revenue growth"},{"label":"EPS","value":"$17.30 to $17.90"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}