---
schema_version: "secwatch.filing_event.v1"
accession: "0000004962-26-000188"
form_type: "8-K"
ticker: "AXP"
cik: "0000004962"
company_name: "AMERICAN EXPRESS CO"
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:42:20.867767+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# American Express Q1 EPS $4.28 (+18% YoY), revenue $18.9B (+11%), reaffirms FY guidance

## Summary
- EPS of $4.28, up 18% YoY from $3.64; net income $2.97B, up 15%.
- Total revenue net of interest expense $18.9B, up 11% (10% FX-adj).
- Billed business $428B, up 10% (9% FX-adj); highest quarterly spend growth in 3 years.
- Reaffirmed FY2026 guidance: revenue growth 9-10%, EPS $17.30-$17.90.
- Company increased investments in marketing and technology to capitalize on long-term growth.

## SEC filing metadata
- accession: 0000004962-26-000188
- form_type: 8-K
- ticker: AXP
- cik: 0000004962
- company_name: AMERICAN EXPRESS CO
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4962/000000496226000188/0000004962-26-000188-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4962/000000496226000188/axp-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004962-26-000188
- JSON: https://secwatch.observer/filing/0000004962-26-000188.json
- Plain text: https://secwatch.observer/filing/0000004962-26-000188.txt

## Key facts
- Earnings Releases
  AMERICAN EXPRESS CO reported first-quarter 2026 results: revenue $18,907, net income $2,971, EPS $4.28.
  - Period: first-quarter 2026
  - Revenue: $18,907
  - Net income: $2,971
  - EPS: $4.28
  - Result: reported results
  source text: Total Revenues Net of Interest Expense FX-adjusted 1 $18,907 $16,967 $17,210 11% 10% Net Income $2,971 $2,584 15% Diluted Earnings Per Common Share (EPS) 2 $4.28 $3.64 18%
  evidence_url: https://www.sec.gov/Archives/edgar/data/4962/000000496226000188/0000004962-26-000188-index.htm
- Earnings Releases
  AMERICAN EXPRESS CO reported full-year 2026 results: revenue 9 to 10 percent revenue growth, EPS $17.30 to $17.90. Guidance reaffirmed.
  - Period: full-year 2026
  - Revenue: 9 to 10 percent revenue growth
  - EPS: $17.30 to $17.90
  - Guidance: reaffirmed
  - Result: guidance update
  source text: we’re reaffirming our full-year 2026 guidance for 9 to 10 percent revenue growth and EPS of $17.30 to $17.90, and decided to increase our investments in marketing and technology to capitalize on long-term growth opportunities.
  evidence_url: https://www.sec.gov/Archives/edgar/data/4962/000000496226000188/0000004962-26-000188-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.