---
schema_version: "secwatch.filing_event.v1"
accession: "0000004962-26-000263"
form_type: "8-K"
ticker: "AXP"
cik: "0000004962"
company_name: "AMERICAN EXPRESS CO"
filed_at: "2026-06-15T16:00:39+00:00"
generated_at: "2026-06-15T16:01:12.956130+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# AmEx May credit data: consumer 30+ day delinquencies fall to 1.1% from 1.3% in March

## Summary
- U.S. Consumer card balances $113.8B as of May 31, up from $110.8B in March; 30+ day past due % improved to 1.1% from 1.3%.
- U.S. Small Business balances $46.7B (May) vs $45.2B (Mar); 30+ day past due % improved to 1.4% from 1.6%.
- Net write-off rates stable: Consumer 2.0%, Small Business 2.6% (May) vs 2.0% and 2.6% (March).
- Lending Trust annualized default rate 1.2% in May, steady from March; 30+ day delinquent $0.2B.

## SEC filing metadata
- accession: 0000004962-26-000263
- form_type: 8-K
- ticker: AXP
- cik: 0000004962
- company_name: AMERICAN EXPRESS CO
- filed_at: 2026-06-15T16:00:39+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4962/000000496226000263/0000004962-26-000263-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4962/000000496226000263/axp-20260615.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004962-26-000263
- JSON: https://secwatch.observer/filing/0000004962-26-000263.json
- Plain text: https://secwatch.observer/filing/0000004962-26-000263.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.