{"schema_version":"secwatch.filing_event.v1","accession":"0000004962-26-000318","form_type":"8-K","ticker":"AXP","cik":"0000004962","company_name":"AMERICAN EXPRESS CO","filed_at":"2026-07-24T11:00:28+00:00","discovered_at":"2026-07-24T11:05:00.277207+00:00","generated_at":"2026-07-24T11:07:05.980147+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"American Express Q2 EPS $4.53 (+11% YoY), raises FY revenue growth guidance to 10%","bullets":["Q2 revenue $19.6B (+10% YoY); Card Member spending growth 9% FX-adjusted, highest in three years.","EPS $4.53 (+11% YoY), net income $3.1B; average diluted shares 679M (-3% YoY).","FY 2026 revenue growth guidance raised to 10% from prior; EPS guidance reaffirmed at $17.30-$17.90.","Provision for credit losses $1.1B, down from $1.4B; net write-off rate flat at 2.0%.","Platinum portfolio now fastest growing in U.S. Consumer; strong Millennial/Gen-Z customer acquisition."],"urls":{"canonical":"https://secwatch.observer/filing/0000004962-26-000318","json":"https://secwatch.observer/filing/0000004962-26-000318.json","markdown":"https://secwatch.observer/filing/0000004962-26-000318.md","text":"https://secwatch.observer/filing/0000004962-26-000318.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4962/000000496226000318/0000004962-26-000318-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4962/000000496226000318/axp-20260724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-24T11:07:05.980147+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}