---
schema_version: "secwatch.filing_event.v1"
accession: "0000004962-26-000376"
form_type: "8-K"
ticker: "AXP"
cik: "0000004962"
company_name: "AMERICAN EXPRESS CO"
filed_at: "2026-10-08T20:38:48+00:00"
generated_at: "2026-10-12T15:25:10.252316+00:00"
event_type: "regulatory"
sentiment: "negative"
materiality_score: 0.62
calibrated_materiality_score: 0.62
confidence: "high"
source: SEC EDGAR
---

# Amex, AENB consent to Fed and OCC orders; bank to pay $350M civil money penalty

## Summary
- On October 8, 2026, American Express and American Express Travel Related Services consented to a Federal Reserve order; American Express National Bank consented to an OCC order.
- The orders resolve previously disclosed banking regulator reviews of certain aspects of the company's financial crimes compliance program.
- AENB agreed to pay a $350 million civil money penalty to the OCC; a portion was reserved for in prior periods.
- The consent orders impose no asset cap on the company and the penalty does not impact previously provided full-year 2026 guidance.
- Costs of addressing the consent order requirements are not anticipated to affect the company's 2027 guidance.

## SEC filing metadata
- accession: 0000004962-26-000376
- form_type: 8-K
- ticker: AXP
- cik: 0000004962
- company_name: AMERICAN EXPRESS CO
- filed_at: 2026-10-08T20:38:48+00:00
- event_type: regulatory
- sentiment: negative
- materiality_score: 0.62
- calibrated_materiality_score: 0.62
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4962/000000496226000376/0000004962-26-000376-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4962/000000496226000376/axp-20261008.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004962-26-000376
- JSON: https://secwatch.observer/filing/0000004962-26-000376.json
- Plain text: https://secwatch.observer/filing/0000004962-26-000376.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.