---
schema_version: "secwatch.filing_event.v1"
accession: "0000004977-21-000117"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2021-07-28T23:59:59+00:00"
generated_at: "2026-06-30T01:51:09.667986+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Aflac Q2 net earnings $1.1B ($1.62 diluted EPS), adjusted EPS $1.59, up 24% YoY; declares $0.33 dividend

## Summary
- Net earnings $1.1B ($1.62 diluted EPS) vs $805M ($1.12) YoY; adjusted EPS $1.59, +24.2% YoY.
- Japan segment: premium income down 3.8% (yen), but pretax adjusted earnings up 22.0% (yen) due to lower benefits and higher investment income.
- U.S. segment: net premium down 3.4%, pretax adjusted earnings down 3.1% to $413M; sales up 64.1% in quarter.
- Board declared Q3 dividend $0.33 per share (unchanged from Q2, up from $0.28 a year ago); payable Sept 1, record Aug 18.
- Repurchased $500M of common shares in Q2; $76.5M remaining authorized for repurchase.

## SEC filing metadata
- accession: 0000004977-21-000117
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2021-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000000497721000117/0000004977-21-000117-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000000497721000117/afl-20210728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004977-21-000117
- JSON: https://secwatch.observer/filing/0000004977-21-000117.json
- Plain text: https://secwatch.observer/filing/0000004977-21-000117.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.