---
schema_version: "secwatch.filing_event.v1"
accession: "0000004977-22-000005"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2022-02-02T23:59:59+00:00"
generated_at: "2026-06-27T12:35:43.241495+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Aflac Q4 net earnings $1.0B; adjusted EPS up 19.6% to $1.28; dividend raised 21.2%

## Summary
- Q4 net earnings $1.0B ($1.57 diluted EPS) vs $951M ($1.35) YoY; total revenues $5.4B, down 8.1%.
- Adjusted earnings $850M ($1.28 diluted), up 12.6% from $755M; full-year adjusted EPS $5.94 vs $4.96.
- Japan pretax adjusted earnings +17.9% (yen) to ¥100.9B; profit margin 24.7% (vs 20.9%).
- U.S. pretax adjusted earnings +39.6% to $261M; profit margin 16.1% (vs 11.6%).
- Q1 cash dividend raised 21.2% to $0.40/share; $625M share repurchases in Q4, $2.3B full year.

## SEC filing metadata
- accession: 0000004977-22-000005
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2022-02-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000000497722000005/0000004977-22-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000000497722000005/afl-20220202.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004977-22-000005
- JSON: https://secwatch.observer/filing/0000004977-22-000005.json
- Plain text: https://secwatch.observer/filing/0000004977-22-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.