---
schema_version: "secwatch.filing_event.v1"
accession: "0000004977-22-000121"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2022-08-01T23:59:59+00:00"
generated_at: "2026-06-24T06:40:35.518755+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Aflac Q2 2022 net earnings $1.4B ($2.16/diluted); adjusted earnings down 8.2% to $1.46/diluted

## Summary
- Total revenues $5.4B, down 2.9% YoY; net earnings up 25.6% to $1.4B.
- Adjusted earnings $939M ($1.46/diluted), down 13.1% from $1.1B; yen headwind of $0.09 per share.
- Aflac Japan net earned premiums in yen fell 4.2% to ¥313.2B; pretax adjusted profit margin up to 27.4%.
- Aflac U.S. sales increased 15.6% to $305M; pretax adjusted earnings fell 15.5% to $349M.
- Board declared $0.40 quarterly dividend, payable Sept 1, 2022; $650M used to repurchase 11.2M shares in Q2.

## SEC filing metadata
- accession: 0000004977-22-000121
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2022-08-01T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000000497722000121/0000004977-22-000121-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000000497722000121/afl-20220801.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004977-22-000121
- JSON: https://secwatch.observer/filing/0000004977-22-000121.json
- Plain text: https://secwatch.observer/filing/0000004977-22-000121.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.