{"schema_version":"secwatch.filing_event.v1","accession":"0000004977-22-000142","form_type":"8-K","ticker":"AFL","cik":"0000004977","company_name":"AFLAC INC","filed_at":"2022-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.228402+00:00","generated_at":"2026-06-22T22:04:41.607575+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Aflac Q3 net earnings $1.6B ($2.53/dil) vs $888M a year ago; adjusted EPS $1.15 down 24.8% YoY","bullets":["Net earnings $1.6B ($2.53 diluted) benefited from $695M deferred tax release; adjusted earnings $725M ($1.15 diluted) down 29.7% YoY.","Japan segment pretax adjusted earnings fell 19.2% in yen due to 940bps benefit ratio increase from 'deemed hospitalization'; sales up 10.2% in yen.","U.S. segment pretax adjusted earnings down 13.7% to $309M; sales up 11.8% to $334M.","Board declared Q4 dividend $0.40/share (payable Dec 1, record Nov 16); Q3 share repurchases $650M (11.1M shares).","Yen headwind: average rate 137.08 vs 110.11 YoY, impacting adjusted EPS by $0.08."],"urls":{"canonical":"https://secwatch.observer/filing/0000004977-22-000142","json":"https://secwatch.observer/filing/0000004977-22-000142.json","markdown":"https://secwatch.observer/filing/0000004977-22-000142.md","text":"https://secwatch.observer/filing/0000004977-22-000142.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4977/000000497722000142/0000004977-22-000142-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4977/000000497722000142/afl-20221031.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T22:04:41.607575+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"27f42c52e52ca05b65b86f5650a7287250e38356","claim":"AFLAC INC reported the third quarter of 2022 results: revenue $4.8 billion, net income $1.6 billion, EPS $2.53 per diluted share.","evidence_excerpt":"Aflac Incorporated (NYSE: AFL) today reported its third quarter results. Total revenues were $4.8 billion in the third quarter of 2022, compared with $5.2 billion in the third quarter of 2021. Net earnings were $1.6 billion, or $2.53 per diluted share, compared with $888 million, or $1.32 per diluted share a year ago","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4977/000000497722000142/0000004977-22-000142-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2022"},{"label":"Revenue","value":"$4.8 billion"},{"label":"Net income","value":"$1.6 billion"},{"label":"EPS","value":"$2.53 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"d2bfeee42297407261c653e3929d4e25ea2ff944","claim":"AFLAC INC reported the first nine months of 2022 results: revenue $15.5 billion, net income $4.0 billion, EPS $6.25 per diluted share.","evidence_excerpt":"For the first nine months of 2022, total revenues were down 7.1% to $15.5 billion, compared with $16.7 billion in the first nine months of 2021. Net earnings were $4.0 billion, or $6.25 per diluted share, compared with $3.3 billion, or $4.82 per diluted share, for the first nine months of 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4977/000000497722000142/0000004977-22-000142-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first nine months of 2022"},{"label":"Revenue","value":"$15.5 billion"},{"label":"Net income","value":"$4.0 billion"},{"label":"EPS","value":"$6.25 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}