---
schema_version: "secwatch.filing_event.v1"
accession: "0000004977-23-000146"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2023-08-01T23:59:59+00:00"
generated_at: "2026-06-12T19:31:14.908987+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Aflac Q2 net earnings $1.6B ($2.71 EPS) up 17%; adjusted EPS $1.58 up 7.5%

## Summary
- Net earnings $1.6B ($2.71 diluted EPS) vs $1.4B ($2.17) YoY; total revenues $5.2B down 2.7%.
- Adjusted earnings $954M ($1.58 diluted EPS) up 7.5% YoY; yen headwind reduced EPS by $0.04.
- Japan pretax adjusted profit margin 30.4% (vs 28.6%); new annualized premium sales up 26.6% in yen.
- U.S. pretax adjusted earnings up 7.6% to $369M; net earned premiums up 2.2% to $1.4B.
- Q3 dividend declared $0.42/share; Q2 share repurchases $700M (10.5M shares); 95.8M shares remain authorized.

## SEC filing metadata
- accession: 0000004977-23-000146
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2023-08-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000000497723000146/0000004977-23-000146-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000000497723000146/afl-20230801.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004977-23-000146
- JSON: https://secwatch.observer/filing/0000004977-23-000146.json
- Plain text: https://secwatch.observer/filing/0000004977-23-000146.txt

## Key facts
- Earnings Releases
  AFLAC INC reported 2023 second quarter results: revenue $5.2 billion, net income $1.6 billion, EPS $2.71 per diluted share.
  - Period: 2023 second quarter
  - Revenue: $5.2 billion
  - Net income: $1.6 billion
  - EPS: $2.71 per diluted share
  - Result: reported results
  source text: Total revenues were $5.2 billion in the second quarter of 2023, compared with $5.3 billion in the second quarter of 2022. Net earnings were $1.6 billion, or $2.71 per diluted share, compared with $1.4 billion, or $2.17 per diluted share a year ago.
  evidence_url: https://www.sec.gov/Archives/edgar/data/4977/000000497723000146/0000004977-23-000146-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.