---
schema_version: "secwatch.filing_event.v1"
accession: "0000004977-23-000172"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2023-11-01T23:59:59+00:00"
generated_at: "2026-06-09T03:29:35.546124+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Aflac Q3 adj. EPS $1.84 (+27.8%); dividend raised 19% to $0.50 for Q1 2024

## Summary
- Net earnings $1.569B ($2.64/diluted) vs $1.781B ($2.82) YoY; rev $4.95B (+5.2%).
- Adjusted earnings $1.1B (+20.3%); adjusted EPS $1.84 vs $1.44, driven by Japan margin expansion and U.S. earnings growth.
- Japan pretax adjusted profit margin 32.8% (vs 29.3% YoY); sales +12.4% in yen.
- U.S. pretax adjusted earnings +38.6% to $478M; sales +7.5% to $359M.
- Board declares Q4 $0.42 dividend; raises Q1 2024 dividend 19% to $0.50; repurchased $700M in shares.

## SEC filing metadata
- accession: 0000004977-23-000172
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2023-11-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000000497723000172/0000004977-23-000172-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000000497723000172/afl-20231101.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004977-23-000172
- JSON: https://secwatch.observer/filing/0000004977-23-000172.json
- Plain text: https://secwatch.observer/filing/0000004977-23-000172.txt

## Key facts
- Earnings Releases
  AFLAC INC reported the third quarter of 2023 results: revenue $5.0 billion, net income $1.6 billion, EPS $2.64 per diluted share.
  - Period: the third quarter of 2023
  - Revenue: $5.0 billion
  - Net income: $1.6 billion
  - EPS: $2.64 per diluted share
  - Result: reported results
  source text: Aflac Incorporated (NYSE: AFL) today reported its third quarter results. Total revenues were $5.0 billion in the third quarter of 2023, compared with $4.7 billion in the third quarter of 2022. Net earnings were $1.6 billion, or $2.64 per diluted share, compared with $1.8 billion, or $2.82 per diluted share a year ago.
  evidence_url: https://www.sec.gov/Archives/edgar/data/4977/000000497723000172/0000004977-23-000172-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.