---
schema_version: "secwatch.filing_event.v1"
accession: "0000004977-24-000006"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2024-01-31T23:59:59+00:00"
generated_at: "2026-06-06T14:19:05.762516+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Aflac Q4 net earnings $268M ($0.46), adj EPS $1.25 down 4.6%; declares 19% dividend hike to $0.50

## Summary
- Q4 net earnings $268M ($0.46) vs $196M ($0.31), adj earnings $732M ($1.25) vs $817M; full-year net $4.7B ($7.78).
- Board declares Q1 dividend $0.50/share (19% increase), payable Mar 1 to holders of record Feb 21.
- Q4 share repurchases $700M (8.7M shares); full year record $2.8B repurchased.
- Japan segment pretax adj profit margin 30.4% (up from 26.7%); US margin 18.4% (down from 20.9%).
- Aflac targets ¥67-73B Japan sales by 2026 and >$1.8B US sales by 2025.

## SEC filing metadata
- accession: 0000004977-24-000006
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2024-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000000497724000006/0000004977-24-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000000497724000006/afl-20240131.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004977-24-000006
- JSON: https://secwatch.observer/filing/0000004977-24-000006.json
- Plain text: https://secwatch.observer/filing/0000004977-24-000006.txt

## Key facts
- Earnings Releases
  AFLAC INC reported the fourth quarter of 2023 results: revenue $3.8 billion, net income $268 million, or $0.46 per diluted share, EPS $0.46 per diluted share.
  - Period: the fourth quarter of 2023
  - Revenue: $3.8 billion
  - Net income: $268 million, or $0.46 per diluted share
  - EPS: $0.46 per diluted share
  - Result: reported results
  source text: Total revenues were $3.8 billion in the fourth quarter of 2023, compared with $3.9 billion in the fourth quarter of 2022. Net earnings were $268 million, or $0.46 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/4977/000000497724000006/0000004977-24-000006-index.htm
- Earnings Releases
  AFLAC INC reported the full year of 2023 results: revenue $18.7 billion, net income $4.7 billion, or $7.78 per diluted share, EPS $7.78 per diluted share.
  - Period: the full year of 2023
  - Revenue: $18.7 billion
  - Net income: $4.7 billion, or $7.78 per diluted share
  - EPS: $7.78 per diluted share
  - Result: reported results
  source text: For the full year of 2023, total revenues were down 2.3% to $18.7 billion, compared with $19.1 billion in the full year of 2022. Net earnings were $4.7 billion, or $7.78 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/4977/000000497724000006/0000004977-24-000006-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.