{"schema_version":"secwatch.filing_event.v1","accession":"0000004977-24-000164","form_type":"8-K","ticker":"AFL","cik":"0000004977","company_name":"AFLAC INC","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.768619+00:00","generated_at":"2026-05-30T08:40:25.915868+00:00","sec_items":["2.02","5.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Aflac Q3 net loss $93M on investment losses; adjusted EPS $2.16; Miller named President","bullets":["Q3 net loss $93M ($0.17/share) vs prior-year net income $1.6B ($2.64); hit by $1.4B net investment losses on yen moves.","Adjusted earnings $1.2B (+10.6%); adjusted EPS $2.16 (+17.4%); variable investment income $27M below expectations.","Aflac Japan pretax adjusted earnings up 25.5% in yen; profit margin 44.7% (32.8% a year ago).","Aflac U.S. net earned premiums +2.8%; pretax adjusted earnings down 26.8% due to higher claims and lower remeasurement gains.","Q4 dividend $0.50/share (+19% YoY); Q3 repurchased $500M shares; Virgil Miller promoted to President effective Jan 1, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000004977-24-000164","json":"https://secwatch.observer/filing/0000004977-24-000164.json","markdown":"https://secwatch.observer/filing/0000004977-24-000164.md","text":"https://secwatch.observer/filing/0000004977-24-000164.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4977/000000497724000164/0000004977-24-000164-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4977/000000497724000164/afl-20241030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:40:25.915868+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e61510d8b9","claim":"Virgil R. Miller was appointed as President at AFLAC INC.","evidence_excerpt":"The Company has appointed Virgil R. Miller to serve as President of the Company, effective January 1, 2025,","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4977/000000497724000164/0000004977-24-000164-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"President"}],"fact_type":"executive_change"},{"claim_id":"fd59510692","claim":"Daniel P. Amos resigned as President at AFLAC INC.","evidence_excerpt":"Daniel P. Amos, who has been serving as President of the Company since November 16, 2023, will resign as President effective January 1, 2025,","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/4977/000000497724000164/0000004977-24-000164-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"resigned"},{"label":"Role","value":"President"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}