---
schema_version: "secwatch.filing_event.v1"
accession: "0000004977-25-000006"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2025-02-05T23:59:59+00:00"
generated_at: "2026-05-27T02:59:09.188874+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Aflac reports Q4 adjusted EPS $1.56 (+24.8% YoY); FY adjusted EPS $7.21 (+15.7%); dividend +16% to $0.58

## Summary
- Q4 net earnings $1.9B ($3.42 diluted EPS) vs $268M ($0.46) a year ago; includes $1.86 net investment gains per share.
- Q4 adjusted earnings $865M, adjusted diluted EPS $1.56, up 24.8% YoY; full-year adjusted EPS $7.21, up 15.7%.
- Q4 total revenues $5.4B, up 43% YoY (boosted by investment gains); full-year revenues $18.9B, up 1.2%.
- Board declared first-quarter dividend $0.58 per share, a 16% increase; marks 42nd consecutive year of increases.
- Q4 share repurchases $750M (7.0M shares); full-year repurchases $2.8B; $47.3M remaining authorization.

## SEC filing metadata
- accession: 0000004977-25-000006
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2025-02-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000000497725000006/0000004977-25-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000000497725000006/afl-20250205.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004977-25-000006
- JSON: https://secwatch.observer/filing/0000004977-25-000006.json
- Plain text: https://secwatch.observer/filing/0000004977-25-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.