---
schema_version: "secwatch.filing_event.v1"
accession: "0000004977-25-000067"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T02:55:37.103274+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Aflac Q1 net earnings $29M as adjusted EPS flat at $1.66; dividend raised to $0.58

## Summary
- Net earnings $29M ($0.05 diluted) vs $1.9B ($3.25) YoY; includes $963M net investment losses.
- Adjusted earnings $906M; adjusted EPS $1.66 flat YoY; Japan pretax adjusted earnings down 8.7% in yen.
- Japan sales up 12.6% to ¥14.1B; U.S. net earned premiums up 1.8% to $1.5B.
- Dividend raised 16% to $0.58/share; Q1 share repurchases $900M (8.5M shares).
- Adjusted return on equity excl. FX 15.6% annualized; yen/dollar averaged 152.40.

## SEC filing metadata
- accession: 0000004977-25-000067
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000000497725000067/0000004977-25-000067-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000000497725000067/afl-20250430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000004977-25-000067
- JSON: https://secwatch.observer/filing/0000004977-25-000067.json
- Plain text: https://secwatch.observer/filing/0000004977-25-000067.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.