{"schema_version":"secwatch.filing_event.v1","accession":"0000004977-25-000133","form_type":"8-K","ticker":"AFL","cik":"0000004977","company_name":"AFLAC INC","filed_at":"2025-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.121921+00:00","generated_at":"2026-05-17T21:08:26.854716+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Aflac Q2 net earnings fall 66% to $599M on $421M investment losses; adjusted EPS down 2.7%","bullets":["Net earnings $599M ($1.11 diluted EPS) vs $1.8B ($3.10) a year ago; total revenues $4.2B down 19%.","Adjusted earnings $957M ($1.78) down 7.5% from $1.0B; adjusted EPS down 2.7% excluding yen benefit.","Japan segment sales up 23.2% in yen to ¥20.7B; pretax adjusted profit margin 32.0% vs 35.3% a year ago.","U.S. net earned premiums up 3.4% to $1.5B; sales up 2.7% to $340M; profit margin 22.5% vs 22.7%.","Q3 dividend declared $0.58/share (up 16% YoY); $829M in share repurchases during Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0000004977-25-000133","json":"https://secwatch.observer/filing/0000004977-25-000133.json","markdown":"https://secwatch.observer/filing/0000004977-25-000133.md","text":"https://secwatch.observer/filing/0000004977-25-000133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/4977/000000497725000133/0000004977-25-000133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/4977/000000497725000133/afl-20250805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T21:08:26.854716+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}