---
schema_version: "secwatch.filing_event.v1"
accession: "0000005272-26-000014"
form_type: "8-K"
ticker: "AIG"
cik: "0000005272"
company_name: "AMERICAN INTERNATIONAL GROUP, INC."
filed_at: "2026-02-10T23:59:59+00:00"
generated_at: "2026-05-16T03:43:22.109346+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# AIG reports Q4 adj. EPS $1.96 (+51% YoY), full-year adj. EPS $7.09 (+43%); returns $6.8B capital

## Summary
- Q4 net income $1.35/diluted share; adjusted EPS $1.96 vs $1.30 prior year.
- General Insurance underwriting income $670M in Q4 (+48% YoY); combined ratio 88.8%.
- Full year Global Commercial NPW $17.4B, up 4% reported; new business grew 9%.
- Board declared $0.45/share dividend; Q4 capital return $809M ($567M buybacks, $242M dividends).
- Core Operating ROE 11.1% for full year, exceeding 10% target.

## SEC filing metadata
- accession: 0000005272-26-000014
- form_type: 8-K
- ticker: AIG
- cik: 0000005272
- company_name: AMERICAN INTERNATIONAL GROUP, INC.
- filed_at: 2026-02-10T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5272/000000527226000014/0000005272-26-000014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5272/000000527226000014/aig-20260210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000005272-26-000014
- JSON: https://secwatch.observer/filing/0000005272-26-000014.json
- Plain text: https://secwatch.observer/filing/0000005272-26-000014.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.