---
schema_version: "secwatch.filing_event.v1"
accession: "0000005513-22-000152"
form_type: "8-K"
ticker: "UNM"
cik: "0000005513"
company_name: "Unum Group"
filed_at: "2022-11-01T23:59:59+00:00"
generated_at: "2026-06-22T19:47:04.075133+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Unum Q3 adjusted EPS $1.51, up 47% YoY; reaffirms FY22 adj EPS growth guidance 40-45%

## Summary
- Net income $410.7M ($2.04 diluted EPS), up from $328.6M ($1.60) in Q3 2021.
- After-tax adjusted operating income $303.7M ($1.51 EPS) vs $210.5M ($1.03); core sales growth 14.1%.
- Unum US segment adjusted op income $275M, up 210.7% YoY, driven by lower COVID claims in group disability and group life.
- Book value per share $43.49 (down 20% due to AOCI); ex-AOCI BVPS $59.23 (up 10%).
- Holding company liquidity $1.1B, RBC ratio ~415%; repurchased 1.2M shares for $42.6M in Q3.

## SEC filing metadata
- accession: 0000005513-22-000152
- form_type: 8-K
- ticker: UNM
- cik: 0000005513
- company_name: Unum Group
- filed_at: 2022-11-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5513/000000551322000152/0000005513-22-000152-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5513/000000551322000152/unm-20221101.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000005513-22-000152
- JSON: https://secwatch.observer/filing/0000005513-22-000152.json
- Plain text: https://secwatch.observer/filing/0000005513-22-000152.txt

## Key facts
- Earnings Releases
  Unum Group reported the third quarter of 2022 results: net income $410.7 million, EPS $2.04 per diluted common share.
  - Period: the third quarter of 2022
  - Net income: $410.7 million
  - EPS: $2.04 per diluted common share
  - Result: reported results
  source text: Unum Group (NYSE: UNM) today reported net income of $410.7 million ($2.04 per diluted common share) for the third quarter of 2022, compared to net income of $328.6 million ($1.60 per diluted common share) for the third quarter of 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/5513/000000551322000152/0000005513-22-000152-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.