---
schema_version: "secwatch.filing_event.v1"
accession: "0000005513-23-000008"
form_type: "8-K"
ticker: "UNM"
cik: "0000005513"
company_name: "Unum Group"
filed_at: "2023-01-31T23:59:59+00:00"
generated_at: "2026-06-20T05:53:48.301580+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Unum Q4 net income $279.6M, adj. EPS $1.43; core sales up 16.8% YoY

## Summary
- Net income $279.6M ($1.39 diluted EPS) vs $159.7M ($0.78) in Q4 2021.
- After-tax adjusted operating income $286.7M ($1.43 diluted EPS); full-year adj. EPS growth 42.8%.
- Unum US segment adjusted operating income up 181% to $228.7M; group disability benefit ratio improved to 64.1% from 78.3%.
- Core operations sales growth 16.8%; premium income up ~4% constant currency; holding company cash $1.6B.
- Book value per share ex-AOCI $60.45 (+10.7% YoY); weighted avg RBC ratio ~420%.

## SEC filing metadata
- accession: 0000005513-23-000008
- form_type: 8-K
- ticker: UNM
- cik: 0000005513
- company_name: Unum Group
- filed_at: 2023-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5513/000000551323000008/0000005513-23-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5513/000000551323000008/unm-20230131.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000005513-23-000008
- JSON: https://secwatch.observer/filing/0000005513-23-000008.json
- Plain text: https://secwatch.observer/filing/0000005513-23-000008.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.