secwatch.observer — SEC 8-K summary
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Issuer:     Unum Group (UNM)
CIK:        0000005513
Form:       8-K
Filed at:   2023-01-31T23:59:59+00:00
Accession:  0000005513-23-000008
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Unum Q4 net income $279.6M, adj. EPS $1.43; core sales up 16.8% YoY
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- Net income $279.6M ($1.39 diluted EPS) vs $159.7M ($0.78) in Q4 2021.
- After-tax adjusted operating income $286.7M ($1.43 diluted EPS); full-year adj. EPS growth 42.8%.
- Unum US segment adjusted operating income up 181% to $228.7M; group disability benefit ratio improved to 64.1% from 78.3%.
- Core operations sales growth 16.8%; premium income up ~4% constant currency; holding company cash $1.6B.
- Book value per share ex-AOCI $60.45 (+10.7% YoY); weighted avg RBC ratio ~420%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/5513/000000551323000008/0000005513-23-000008-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/5513/000000551323000008/unm-20230131.htm
  HTML page:      https://secwatch.observer/filing/0000005513-23-000008

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