---
schema_version: "secwatch.filing_event.v1"
accession: "0000005513-23-000190"
form_type: "8-K"
ticker: "UNM"
cik: "0000005513"
company_name: "Unum Group"
filed_at: "2023-10-31T23:59:59+00:00"
generated_at: "2026-06-09T05:07:05.635250+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Unum Q3 adj. op. EPS $1.94 beats; net income hit by $139M LTC reserve charge

## Summary
- Net income $202M ($1.02 diluted EPS) vs $510M ($2.53) in Q3 2022; after-tax adj. op. income $381.7M ($1.94) vs $332.3M ($1.65).
- Closed block long-term care reserve assumption update added $139.3M after-tax charge ($0.71 per share) to net income.
- Holding company liquidity $1.2B; RBC ratio ~470%; new $500M share repurchase authorization effective Jan 1, 2024.
- Unum US adj. op. income +27.4% to $357.8M; Colonial Life adj. op. income -12.7% to $102.9M.
- FY 2023 outlook: after-tax adj. op. income per share growth of 20-25% vs historically reported 2022.

## SEC filing metadata
- accession: 0000005513-23-000190
- form_type: 8-K
- ticker: UNM
- cik: 0000005513
- company_name: Unum Group
- filed_at: 2023-10-31T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5513/000000551323000190/0000005513-23-000190-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5513/000000551323000190/unm-20231031.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000005513-23-000190
- JSON: https://secwatch.observer/filing/0000005513-23-000190.json
- Plain text: https://secwatch.observer/filing/0000005513-23-000190.txt

## Key facts
- Earnings Releases
  Unum Group reported the third quarter of 2023 results: net income $202.0 million ($1.02 per diluted common share).
  - Period: the third quarter of 2023
  - Net income: $202.0 million ($1.02 per diluted common share)
  - Result: reported results
  source text: Unum Group (the "Company") issued a news release reporting its results for the third quarter of 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/5513/000000551323000190/0000005513-23-000190-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.