secwatch.observer — SEC 8-K summary
======================================

Issuer:     Unum Group (UNM)
CIK:        0000005513
Form:       8-K
Filed at:   2024-01-30T23:59:59+00:00
Accession:  0000005513-24-000008
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Unum Q4 net income $330.6M ($1.69 EPS); adjusted EPS $1.79; guides 2024 EPS growth 7-9%
--------------------------------------------------------------------------------

- After-tax adjusted operating income $350.5M ($1.79 per diluted share); YoY adjusted EPS growth 23.3%.
- Unum US adjusted operating income up 47.7% to $342.1M driven by improved benefit ratios and premium growth.
- 2024 outlook: core premium growth 5-7% and after-tax adjusted operating EPS growth 7-9% vs 2023.
- Holding company cash $1.7B; weighted avg RBC ratio ~415%; book value per share $49.91 (+13.0% YoY).
- Repurchased 1.8M shares in Q4 for $76.6M; shares outstanding 193.4M at year end.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/5513/000000551324000008/0000005513-24-000008-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/5513/000000551324000008/unm-20240130.htm
  HTML page:      https://secwatch.observer/filing/0000005513-24-000008

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer