---
schema_version: "secwatch.filing_event.v1"
accession: "0000005513-24-000158"
form_type: "8-K"
ticker: "UNM"
cik: "0000005513"
company_name: "Unum Group"
filed_at: "2024-10-29T23:59:59+00:00"
generated_at: "2026-05-30T09:28:29.460872+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Unum Group Q3 net income $645.7M ($3.46); adj. EPS $2.13, guides FY +10-15%

## Summary
- Net income $645.7M ($3.46 diluted) vs $202.0M ($1.02) in Q3 2023; after-tax adj. operating income $398.0M ($2.13) vs $381.7M ($1.94).
- Core operations premium growth 4.6% constant currency; Unum US premium +4.0%, International +17.1%, Colonial Life +2.5%.
- Group life segment adj. operating income surged 80.8% to $94.0M; group disability fell 7.9% to $156.7M.
- Book value per share $59.36 (+20.4% YoY); ex-AOCI $74.15 (+13.3%); RBC ratio ~470%; holding company liquidity $1.4B.
- FY2024 outlook: after-tax adjusted operating EPS growth 10-15% over FY2023; repurchased 3.7M shares for $202M in Q3.

## SEC filing metadata
- accession: 0000005513-24-000158
- form_type: 8-K
- ticker: UNM
- cik: 0000005513
- company_name: Unum Group
- filed_at: 2024-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5513/000000551324000158/0000005513-24-000158-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5513/000000551324000158/unm-20241029.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000005513-24-000158
- JSON: https://secwatch.observer/filing/0000005513-24-000158.json
- Plain text: https://secwatch.observer/filing/0000005513-24-000158.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.