{"schema_version":"secwatch.filing_event.v1","accession":"0000005513-25-000002","form_type":"8-K","ticker":"UNM","cik":"0000005513","company_name":"Unum Group","filed_at":"2025-02-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.049739+00:00","generated_at":"2026-05-27T03:43:22.485443+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Unum Q4 net income $348.7M ($1.92 EPS), adj. EPS $2.03; guides 2025 adj. EPS growth 8-12%","bullets":["Net income $348.7M ($1.92 diluted EPS) vs $330.6M ($1.69) in Q4 2023; after-tax adj. op. income $368.9M ($2.03).","Full year core premium growth 5.0% constant currency; adjusted op. EPS growth 10.2% vs 2023.","Book value per share $61.38 (+23% YoY); holding co. liquidity $2.0B; RBC ratio ~430%.","2025 outlook: core premium growth 4-7%; adj. op. EPS growth 8-12% from $8.44 base.","Colonial Life adj. op. income +39.7% to $122.7M; Unum US -2.6% to $333.2M; executed $471M ASR."],"urls":{"canonical":"https://secwatch.observer/filing/0000005513-25-000002","json":"https://secwatch.observer/filing/0000005513-25-000002.json","markdown":"https://secwatch.observer/filing/0000005513-25-000002.md","text":"https://secwatch.observer/filing/0000005513-25-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/5513/000000551325000002/0000005513-25-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/5513/000000551325000002/unm-20250204.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T03:43:22.485443+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}