---
schema_version: "secwatch.filing_event.v1"
accession: "0000005513-25-000002"
form_type: "8-K"
ticker: "UNM"
cik: "0000005513"
company_name: "Unum Group"
filed_at: "2025-02-04T23:59:59+00:00"
generated_at: "2026-05-27T03:43:22.485443+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Unum Q4 net income $348.7M ($1.92 EPS), adj. EPS $2.03; guides 2025 adj. EPS growth 8-12%

## Summary
- Net income $348.7M ($1.92 diluted EPS) vs $330.6M ($1.69) in Q4 2023; after-tax adj. op. income $368.9M ($2.03).
- Full year core premium growth 5.0% constant currency; adjusted op. EPS growth 10.2% vs 2023.
- Book value per share $61.38 (+23% YoY); holding co. liquidity $2.0B; RBC ratio ~430%.
- 2025 outlook: core premium growth 4-7%; adj. op. EPS growth 8-12% from $8.44 base.
- Colonial Life adj. op. income +39.7% to $122.7M; Unum US -2.6% to $333.2M; executed $471M ASR.

## SEC filing metadata
- accession: 0000005513-25-000002
- form_type: 8-K
- ticker: UNM
- cik: 0000005513
- company_name: Unum Group
- filed_at: 2025-02-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5513/000000551325000002/0000005513-25-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5513/000000551325000002/unm-20250204.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000005513-25-000002
- JSON: https://secwatch.observer/filing/0000005513-25-000002.json
- Plain text: https://secwatch.observer/filing/0000005513-25-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.