secwatch.observer — SEC 8-K summary
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Issuer:     Unum Group (UNM)
CIK:        0000005513
Form:       8-K
Filed at:   2025-02-04T23:59:59+00:00
Accession:  0000005513-25-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Unum Q4 net income $348.7M ($1.92 EPS), adj. EPS $2.03; guides 2025 adj. EPS growth 8-12%
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- Net income $348.7M ($1.92 diluted EPS) vs $330.6M ($1.69) in Q4 2023; after-tax adj. op. income $368.9M ($2.03).
- Full year core premium growth 5.0% constant currency; adjusted op. EPS growth 10.2% vs 2023.
- Book value per share $61.38 (+23% YoY); holding co. liquidity $2.0B; RBC ratio ~430%.
- 2025 outlook: core premium growth 4-7%; adj. op. EPS growth 8-12% from $8.44 base.
- Colonial Life adj. op. income +39.7% to $122.7M; Unum US -2.6% to $333.2M; executed $471M ASR.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/5513/000000551325000002/0000005513-25-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/5513/000000551325000002/unm-20250204.htm
  HTML page:      https://secwatch.observer/filing/0000005513-25-000002

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer