{"schema_version":"secwatch.filing_event.v1","accession":"0000005513-25-000013","form_type":"8-K","ticker":"UNM","cik":"0000005513","company_name":"Unum Group","filed_at":"2025-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.050125+00:00","generated_at":"2026-05-26T02:46:51.679157+00:00","sec_items":["1.01","7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Unum signs $3.4B LTC reinsurance deal with Fortitude Re, expects $100M capital benefit","bullets":["Reinsures 19% of total LTC block ($3.4B statutory reserves) and 20% of in-force IDI premium ($120M).","Estimated $100M capital benefit: $200M from LTC block and $300M from IDI block.","Unum retains administration; biometric risk retroceded to a highly rated global reinsurer.","Expected close in 2025 subject to regulatory approvals and customary conditions.","CEO McKenney says transaction reduces legacy exposure and validates LTC assumptions."],"urls":{"canonical":"https://secwatch.observer/filing/0000005513-25-000013","json":"https://secwatch.observer/filing/0000005513-25-000013.json","markdown":"https://secwatch.observer/filing/0000005513-25-000013.md","text":"https://secwatch.observer/filing/0000005513-25-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/5513/000000551325000013/0000005513-25-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/5513/000000551325000013/unm-20250226.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T02:46:51.679157+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}