---
schema_version: "secwatch.filing_event.v1"
accession: "0000005513-25-000056"
form_type: "8-K"
ticker: "UNM"
cik: "0000005513"
company_name: "Unum Group"
filed_at: "2025-04-29T23:59:59+00:00"
generated_at: "2026-05-23T04:20:56.368926+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Unum Q1 net income falls to $189.1M from $395.2M; adjusted EPS $2.04 vs $2.12

## Summary
- GAAP net income $189.1M ($1.06 diluted EPS) vs $395.2M ($2.04) in Q1 2024, impacted by $163.4M after-tax investment loss.
- After-tax adjusted operating income $365.5M ($2.04 diluted EPS) compared to $409.9M ($2.12) in prior year, down 10.8% on lower investment income.
- Core premium growth 4.2% constant currency; Unum US segment income fell 14.6% due to higher claims in group disability.
- Repurchased 3.3M shares for $202.6M; holding company liquidity $2.2B, RBC ratio ~460%. Full-year adjusted EPS growth outlook 6-10%.

## SEC filing metadata
- accession: 0000005513-25-000056
- form_type: 8-K
- ticker: UNM
- cik: 0000005513
- company_name: Unum Group
- filed_at: 2025-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5513/000000551325000056/0000005513-25-000056-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5513/000000551325000056/unm-20250429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000005513-25-000056
- JSON: https://secwatch.observer/filing/0000005513-25-000056.json
- Plain text: https://secwatch.observer/filing/0000005513-25-000056.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.